So im 16 and im about to get my first car. My mom and I agreed on a Volkswagen Beetle. However, when i asked if I could get the convertible Beetle she said no, because it would raise the insurance too high.
So my question is: Would getting a convertible beetle cause a large raise in our car insurance? If so, would you have an estimate as to how much it would cost extra?
Thanks for your time guys!
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April 8th, 2010 at 5:02 pm
Try this site
usainsurancequotes.net
Here you can compare quotes from different companies
April 8th, 2010 at 5:02 pm
Yes it would, not as safe as a hardtop and easier to vandalize and rob stuff from. You’ll have to check rates from the insurance companies, it will vary.
April 8th, 2010 at 5:02 pm
Unfortunately your mom is right. In the event of a rollover you at least have a chance of survival in a hardtop. In a convertible you get your brains scraped out on the pavement. Not trying to put down convertibles mind you. I love them and have owned several but, they are more expensive to insure. Vandalism is higher on ragtops as well. Insurance rates have so many variables I wouldn’t even attempt to guess. You need to check that out with an agent.
April 8th, 2010 at 5:02 pm
Mustange is right
April 8th, 2010 at 5:02 pm
Of course. Being a convertible will raise the risk, and thereby the policy rates. Did you suspect your mom would lie to you?
April 8th, 2010 at 5:02 pm
You can compare how the insurance quotes would change, for example here – autoinsurance.bebto.com