My son had a bicycling accident neer my home but not on my property.He broke his arm pretty bad and had to have surgery. I do not have . Do you think either my home or car may cover?

 

  • BeachSaint 9:04 am on March 14, 2010

    Who’s property was he on?

    If it was city property and the result of a poorly paved road, you might try calling City Hall.

    As you know, the hospital had to do the surgery whether you had insurance or not. Find out what help is available to cover the costs. If he is a minor, the costs might be covered by the State.

  • caffsans 9:04 am on March 14, 2010

    not likely as it didn’t happen on your property or in your car =you can give it a try though

  • JC 9:04 am on March 14, 2010

    My son just had parts of his bike stolen and the officer told me that my home owners insurance would cover it… call them and ask. You have nothing to loose. Most hospital will work with you on payments also…. as long as your paying $20 a month they will usually work with you. Was he hit buy a car? If he was the other persons insurace should cover the medical.

  • Lisa M 9:04 am on March 14, 2010

    I dont thinks so…. Only If he broke his arm in a accident. Call you insurance company or read your policy

  • laurel g 9:04 am on March 14, 2010

    No, your home insurance and/or your car insurance cannot be billed for an accident such as this. Discuss the problem with the hospital. Some hospitals do have ‘compationate write off’. When a hospital has this, only the main billing person will know it. Talk to the supervisor in the main billing dept, ask for his write off. Sometimes, hospitals understand a bit, and just do not bill you when you CAN get this.

  • pegbabb 9:04 am on March 14, 2010

    Unless it happened on your property your homeowner’s insurance will not cover nor will your auto insurance pay it. You may want to check out with suing the owner of the property he was injured on their property. There is a program inplace that helps children that have no insurance coverage. Asking the social worker from the hospital or going to social services and they should be able to help.

  • northville 9:04 am on March 14, 2010

    if your son was being chased by a dog, and that caused the accident- the property homeowner’s insurance would cover it. In Michigan it would be covered under michild if the child was registered, for 5 dollars a month.

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