If you hit a deer with your car, it is considered "an act of God" and the company covers the damage to the vehicle. With this style of thinking, isn’t EVERYTHING an act of God? If I drink too much wine at communion and then drive home and run a red light, resulting in the death of a mini van full of puppies and children, isn’t that also an "act of God?"

 

  • all i need is an answer 5:01 pm on April 19, 2010

    random but interesting question, in england we don’t have this nonsense, if you crash your car it’s your fault, we don’t blame it on some mystical being.

  • joe 5:01 pm on April 19, 2010

    the deer didn’t choose to be there.

    you chose to be stupid when you drank to much at the f–kplex last night.

  • truth seeker 5:01 pm on April 19, 2010

    no a act of god means man can not control what happens as a earth quake or being struck by lightening.

    men can control hitting animals or driving drunk

  • Khakidoodle 5:01 pm on April 19, 2010

    An act of God means the driver has/could have no control over having the accident.

  • DosMojito 5:01 pm on April 19, 2010

    I find it interesting that they imply only one "God", completely ignoring the polytheistic faiths. They fail to consider that Loki, the Norse God of Mischief, could’ve chased a deer into the path of you car just as easily as he could’ve laced the communion wine with jagermeister. He may have done it for fun, or because he thought he should help control the pet population & arrange for the death of the puppies. The deaths of children would be tragic, but I’m Loki can’t control everything. Their deaths were a means to an end, much like the deaths of all the "Red Shirts" on Lost because Jacob needed to get just a few people to the island.

    By ignoring polytheistic world views, insurance companies also avoid the issue of recognizing demi-Gods as supreme being. I guess gods mating with mere mortals (try explaining that pregnancy to your health care provider) is a touchy subject that their lawyers would like to stay away from.

    I also wonder how people in India who answer phones for the close-minded insurance companies feel about the "Act of God" policies & that they have to explain it to customers, all while biting their tongue. "Sorry sir, you falling asleep is not an Act of God", while thinking to herself, "Actually, it could have been caused by any one of several gods, but for $18/hour & air conditioning, I’ll set my beliefs aside"

    The Act of God policies also help save insurance companies from paying money on a claim. After Hurricane Katrina, State Farm frequently tried to argue that the homes "covered" by them were destroyed by flooding before the winds ripping them apart, because they cover damage by high wind speeds, not water damage. I don’t know why they think that a "God" who can create 200 mph winds couldn’t have set a wall of water down the street. Perhaps God’s power stops at 20 feet of the ground or at the levy. Maybe he can’t control Earth, Wind, Fire, & Water at the same time.

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    what incidents are concidered act of God by insurance companies?