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Who is the best insurance company for someone who’s had homeowners insurance claims in the past?

February 1st, 2010 | | Tags: , , , , | 3 Comments | |

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3 Responses to “Who is the best insurance company for someone who’s had homeowners insurance claims in the past?”

  1. sensible_man Says:
     February 1st, 2010 at 12:03 pm

    If you have been cancelled for too many claims, you will probably have a hard time getting coverage anywhere. At best, you will need to get a policy with a high deductable. This happens when companies lean towards the idea that you think they are there to fix everything that happens to your house or that you are "making" things happen to claim them.

  2. Zarnev Says:
     February 1st, 2010 at 12:03 pm

    How many claims and what were they? How long ago were they and have you been canceled?

    If you have not been canceled your best bet would be stay where you are because you may not be able to get another company to cover you. Most companies will look at your claims history back 5 years and will charge you an increased rate for 3 years.

    If any of the claims are water damage most companies will not cover you even if you’ve only had one claim. This is because of the beating that insurance companies took over mold.

    If you have been canceled contact a local agent that writes with Foremost Insurance. They specialize in writing policies for people with a claims history but even they have limits to how many claims you can have.

  3. queenofqueens Says:
     February 1st, 2010 at 12:03 pm

    please try this http://www.kqzyfj.com/click-1748196-10425138

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