• mbrcatz17 1:04 am on March 11, 2010 Permalink

    There’s no one size fits all best. Some companies are most competitive on houses between $110,000 and $150,000, some on houses less than 10 years old, some on city houses, some on rural houses.

    You need a local, independent agent who represents multiple companies, to pinpoint who is most competitive for YOUR situation.

  • ME 1:04 am on March 11, 2010 Permalink

    call a local agent f/ quotes. there is no company w/ the best rates, it will all depend on YOU and what’s the best company for your unique situation.

  • PJ 1:04 am on March 11, 2010 Permalink

    A company that does not pay any claims.

  • Jason S 1:04 am on March 11, 2010 Permalink

    Unfortunately, there isn’t a simple answer to your question. There are many different factors in which one company could be much better or worse than other companies. The quickest and easiest way to find out is to call an insurance agent in your area and let them tell you.

  • Insurance MAN 1:04 am on March 11, 2010 Permalink

    While a local independant agent has access to many companies, so do many "captive" agents. Like agents for allsate, state-farm, or NAtionwide. You will often find that captive agents are able to offer you a better rate because we write for Preferred companies.

    Who have you heard of more? All-State, NATIONWIDE, state-farm….. or companies like lloyds of london, scottsdale insurace, tapco, chubb??

    Keep in mind a policy is only as good as the agent who writes it AND the company who backs it.

    Call me for a quote. 912-756-5802

  • BrettG 1:04 am on March 11, 2010 Permalink

    No doubt the easiest way to get insurance quotes is on the web.
    Why would you waste your time on the phone calling around?
    the last time i needed quotes on insurance i used one of these comparison sites and it was great.
    this is the site i used and it was quick like less than 5 mins.
    The last thing I want to do is listen to elevator music while waiting for a salesman.
    Anyway I got good quotes and ended up saving money so I was happy.
    So shop around and compare quotes which is easy on the net.
    Good starting point is at this site.

    http://www.safelinked.info/go.php?link=insurance

    Good luck.