• mbrcatz17 4:04 am on February 6, 2010

    Nobody. Travelers might be best for someone with great credit, but they’re not good if you have poor credit.

    Some companies prefer houses less than 20 years old. But they’d be ridiculously expensive if the house is over 50.

    Some companies prefer urban houses, some suburban, and a few rural.

    So there are WAY too many variables. To get the best rate for YOUR house, give the specifics to a local, independent agent, and ask them to get you a half dozen quotes.

  • The Truth 4:04 am on February 6, 2010

    if you can use usaa

  • xwdguy 4:04 am on February 6, 2010

    Go to a licensed independent agent so they can compare for you; the details of the home will determine which company has the best rates. But cars usually have a bigger influence on insurance premiums, and the best bang for the buck usually comes from combining auto and home and getting a multi-policy discount. So go to your local independent agent with the most companies, tell them you want the best price, and have them do the work for you.