• PeppermintandPopcorn 7:58 pm on September 28, 2009

    If depends on the company – if they state replacement value is where you get a new one when something happens to the old one, then that’s better.

  • NutstersBabe 7:58 pm on September 28, 2009

    Agreed value, no arguments should the unforeseen happen.

  • growing_list 7:58 pm on September 28, 2009

    i think you are right–if you weren’t you would be worng then where would we be–hope that helps–that one was on the house-free of charge-dont mention it

  • pukcipriavroc8v 7:58 pm on September 28, 2009

    Lots of factors involved.

    If it is new, get replacement value.

    If it is old, get agreed value.

  • CowboyBill 7:58 pm on September 28, 2009

    Never heard of replacement value policy on a motor vehicle. Stated value policy is just that — a stated value you pay premiums on based upon a formula vs the value agreed upon before policy goes into force. These are rare and mostly used for very high-dollar, collectible autos that are difficult to associate with market value.

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