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My name is Katy and I am Hirby's Financial Guru with 20 years of experience and expertise in financial markets, insurance and tax strategies. I'm inspired by those who pursue their financial goals and I am here to help.

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• Has anyone ever “sold” their own personal life insurance policy to someone else?  Has anyone ever “sold” their own personal life insurance policy to someone else?
• Has anyone ever “sold” their own personal life insurance policy to someone else?  Has anyone ever “sold” their own personal life insurance policy to someone else?
• How much does it cost to add a 16 year old female driver to an auto insurance policy?  How much does it cost to add a 16 year old female driver to an auto insurance policy?
• How much does it cost to add a 16 year old female driver to an auto insurance policy?  How much does it cost to add a 16 year old female driver to an auto insurance policy?
• is this too much to be paying for a half million dollar term life insurance policy?  is this too much to be paying for a half million dollar term life insurance policy?
• is this too much to be paying for a half million dollar term life insurance policy?  is this too much to be paying for a half million dollar term life insurance policy?
• How much of life insurance company profit results from beneficiaries not knowing that a company sold a policy?  How much of life insurance company profit results from beneficiaries not knowing that a company sold a policy?
• How much of life insurance company profit results from beneficiaries not knowing that a company sold a policy?  How much of life insurance company profit results from beneficiaries not knowing that a company sold a policy?
• How much will 10 million in life insurance be worth after the owner is deceased?  How much will 10 million in life insurance be worth after the owner is deceased?
• How much will 10 million in life insurance be worth after the owner is deceased?  How much will 10 million in life insurance be worth after the owner is deceased?
• My Mother purchased a Life Insurance Policy through Lincoln National Life Insurance? Is there fraud?  My Mother purchased a Life Insurance Policy through Lincoln National Life Insurance? Is there fraud?
• My Mother purchased a Life Insurance Policy through Lincoln National Life Insurance? Is there fraud?  My Mother purchased a Life Insurance Policy through Lincoln National Life Insurance? Is there fraud?
• How much will the heirs/ heir get if the deceased had 10 million in life insurance?  How much will the heirs/ heir get if the deceased had 10 million in life insurance?
• How much will the heirs/ heir get if the deceased had 10 million in life insurance?  How much will the heirs/ heir get if the deceased had 10 million in life insurance?
• Good price for 30 year term life $1 mil life insurance?  Good price for 30 year term life $1 mil life insurance?
• Good price for 30 year term life $1 mil life insurance?  Good price for 30 year term life $1 mil life insurance?
• 1 Million dollar life insurance quote?  1 Million dollar life insurance quote?
• 1 Million dollar life insurance quote?  1 Million dollar life insurance quote?
• The probability that a 30-year old white male will live another year is .99842.?  The probability that a 30-year old white male will live another year is .99842.?
• The probability that a 30-year old white male will live another year is .99842.?  The probability that a 30-year old white male will live another year is .99842.?
• The probability that a 30-year old white male will live another year is 0.99842?  The probability that a 30-year old white male will live another year is 0.99842?
• The probability that a 30-year old white male will live another year is 0.99842?  The probability that a 30-year old white male will live another year is 0.99842?
• Five years ago I dropped a term life policy in favor of a universal life policy.Questions then, still have!?  Five years ago I dropped a term life policy in favor of a universal life policy.Questions then, still have!?
• Five years ago I dropped a term life policy in favor of a universal life policy.Questions then, still have!?  Five years ago I dropped a term life policy in favor of a universal life policy.Questions then, still have!?
• Which term life insurance policy should i choose? I am 29 and deciding between 20 year and 30 year policies..?  Which term life insurance policy should i choose? I am 29 and deciding between 20 year and 30 year policies..?
• Which term life insurance policy should i choose? I am 29 and deciding between 20 year and 30 year policies..?  Which term life insurance policy should i choose? I am 29 and deciding between 20 year and 30 year policies..?
• Best, cheapest auto insurance for a 17 year old?  Best, cheapest auto insurance for a 17 year old?
• Best, cheapest auto insurance for a 17 year old?  Best, cheapest auto insurance for a 17 year old?
• If I cash out my universal life insurance policy will I have to pay taxes on the money?  If I cash out my universal life insurance policy will I have to pay taxes on the money?
• If I cash out my universal life insurance policy will I have to pay taxes on the money?  If I cash out my universal life insurance policy will I have to pay taxes on the money?
• Why you would be better off buying a 20 year term life insurance policy at age 25……?  Why you would be better off buying a 20 year term life insurance policy at age 25……?
• Why you would be better off buying a 20 year term life insurance policy at age 25……?  Why you would be better off buying a 20 year term life insurance policy at age 25……?
• I’m trying to decide between 20 vs 30 year term life insurance policy?  I’m trying to decide between 20 vs 30 year term life insurance policy?
• I’m trying to decide between 20 vs 30 year term life insurance policy?  I’m trying to decide between 20 vs 30 year term life insurance policy?
• I’m trying to decide between 20 vs 30 year term life insurance policy?  I’m trying to decide between 20 vs 30 year term life insurance policy?