Home / Insurance / Blog article: What is the best health insurance policy to go with?

| RSS

What is the best health insurance policy to go with?

January 15th, 2010 | | Tags: , , , , | 7 Comments | |

financewords

What is the best health insurance and life insurance policies to go with?
I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best.

Follow Discussion

7 Responses to “What is the best health insurance policy to go with?”

  1. John Says:
     January 15th, 2010 at 11:11 am

    Try this site

    http://heinsurance.notlong.com

    here you can compare quotes from different companies.

  2. Woo Says:
     January 15th, 2010 at 11:11 am

    this is very common dont worry friend.
    u can get alot by visiting this site
    it will help you for further
    information.

    http://mediarticles.com/

    or check the other links over
    there to get ur perfect answer,
    even if u dont get ur desired
    information u can use the
    search over there, believe me it
    will help u for ur specific
    information :-)

  3. Betty C Says:
     January 15th, 2010 at 11:11 am

    YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here

    http://www.HealthInsuranceIdeas.info

    to solve my similiar problem.

  4. Lana Says:
     January 15th, 2010 at 11:11 am

    http://healthinsuranceconnection.info/ has a short form you fill out and they will give you rates from all kinds of different providers.

  5. Clay Says:
     January 15th, 2010 at 11:11 am

    health-quotes.isgreat.org – my family have this health insurance. It is affordable and has good coverage for dental issues.

  6. Arthur Says:
     January 15th, 2010 at 11:11 am

    Luka – Congrats on getting out (and thanks for your service!).

    Buying health insurance can seem a bit intimidating, but it really needn’t be. Here’s a few tips:

    1. Stick w/ the top insurance companies (Blue Cross, Aetna, Humana, Cigna, etc.). There are a lot of "lower quality" plans & companies around that look good on paper, but this is too important to get "suckered" into a plan that won’t pay well when you need it most (after a B-I-G $$ claim).
    2. Buy a plan with a large deductible ($2,500 or even $5,000/year). Sure, that’s a lot of money to come up with if you have a bunch of medical bills, but you’re sorta’ gambling that you won’t have too many (besides doctor & drugs, which will usually have separate copays, meaning you won’t even have to pay the deductible first). What you’re really doing is trading a lower fixed expense (the premium) in exchange for a potentially higher variable expense. Remember: you have to pay the monthly premium, but your actually medical expenses (doctors, drugs, tests, hospital visits, etc.) are only paid IF you have some health care.
    3. The point of any insurance is to help you in case you have a large, unexpected financial loss of some kind. Look at it this way: your car insurance company doesn’t pay for oil changes, new tires, or that brake job – those are routine maintenance you pay for; but, if a tree falls on your car, that’s when you need the insurance to step up (hey, I don’t have 25k for a new car, either).

    If you want some additional help on this, visit:

    1. http://www.acforrest.com (my website; get free quotes on your own, or click the "live talk")
    2. http://www.nahu.org/consumers/findagent.cfm (NAHU is the professional association of brokers, like me, who specialize in health insurance; this will let you find one in your area to talk with).

    Hope this helps a bit…

  7. Jena Says:
     January 15th, 2010 at 11:11 am

    Hi Luka, i understand that you just got out of military and you are looking for the best health insurance and life insurance policies that you can join. I suggest you visit the site below to get the Free Quotes because it will give you the best quote and comparables of different major insurance companies in the U.S.

    http://www.goodinsurancepolicy.com

Leave a Reply

You must be logged in to post a comment.

News results

    Web results

    Image results

    American Health Insurance : clipclip
    Get Health Insurance Quotes to Avail a Cheap Policy
    ... of the mediclaim policy as to when the medical insurance premium
    Life is tough. It's tougher when you are stupid."
    ... health insurance family, diseases list and health insurance coverage
    Affordable Low Cost Health Care Insurance
     

    Want to link to this article?
    Copy and paste the code below into your web site (Ctrl+C to copy). It will look like this: What is the best health insurance policy to go with?