This person has a spotless driving record of 30+ years. No tickets, no accidents. The is with a well known national company.

 

  • Nate W 5:09 pm on March 10, 2010

    If you’ve been with the company for that long and have never filed a claim they may not raise your premiums at all, but it depends on the company. If they do decide to raise your premiums it’s a safe assumption it will be around 33% for the next 3-5 yrs.

  • Phil 5:09 pm on March 10, 2010

    50%

  • mike A 5:09 pm on March 10, 2010

    depends on the type of claim and the amount of the claim. if it is a comp claim, the insurance company can not raise the rate unless you have more than the national average. a collision claim is different. the average increase is $5.00 per month per $1000.00 so if you have a $5000 claim, your insurance will go up $25 per month.

  • entidtil 5:09 pm on March 10, 2010

    It depends on the type of claim and the insurance company, they are all different. There should be no increase if it is a claim paid under the comprehensive coverage. If it was paid under collision, sometimes the first claim is "free" (no surcharge) other times it can be 10-20% increase for the first year, dropping by half the second year and maybe even less for the 3rd year(some companies drop the surcharge after 2 years)

  • Loollea 5:09 pm on March 10, 2010

    it depends on what company you’re with and what kind of claim is being filed
    some claims won’t affect your rate only an at fault accident will result in a surcharge
    just call your agent and ask them, that’s what they are there for

  • Bill Z 5:09 pm on March 10, 2010

    Help yourself:) You can easily check how quotes will increase in internet, for example here: http://carquotes.fateback.com

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