I am a married woman with no children. My husband does not have benefits through his job, so I carry all the insurances. He does however have a term life policy on himself through an outside company. I am doing my enrollment for my 2010 benefits through my employer. I currently have employer paid basic life and I also have supplemental life , (for extra piece of mind). My question is, in addition to the supplemental life , I also have an option for supplemental spouse life . Does that mean if something happens to my husband my will pay me? I’m confused.