2 Responses to “What company has the cheapest basic auto insurance for Atlanta Georgia drivers?”

1. Zapata Says:
   September 17th, 2010 at 4:25 am

   I recommend you this site where you can compare quotes so you can find the best option for you

   http://biinsurance.notlong.com

2. Sandy Says:
   September 17th, 2010 at 4:25 am

   There is no single company that is consistently lower. The rate depends on so many factors like your zip code, type of car, your age, your motor vehicle record, whether you park in a garage or on the street…and five people would get five different quotes and one company would not be the cheapest for all of them. Your best bet is to compare rates with numerous companies and go with the lowest one (unless you consider other factors such as customer service, reputation, etc.) You will be amazed at the wide variation in amounts quoted. Make sure each company gives you a quote for the exact same amount of coverage. Here is an excellent source of additional information: http://www.edmunds.com/advice/insurance/articles/89618/article.html It includes the following advice:
   Get competing quotes from an Internet insurance Web site such as InsWeb.com, YouDecide.com and InsureOne.com.

   Step 4: Solicit Competitive Quotes
   Now that you have made several practical and philosophical decisions, it’s time to start shopping. Begin by setting aside about an hour for this task. Bring all your records — your current insurance policy, your driver license number and your vehicle registration. Drink plenty of coffee. Have a phone at your elbow. And, of course, power up your computer.

   Begin with the online services. If you go to InsWeb.com or other online insurance quote sites, you can type in your information and get a list of comparative quotes. These forms take about 15 minutes to complete. If this bores you, just remind yourself how much you will be saving and that you can use the money to buy something nice for yourself. If the entire shopping process takes you two hours to complete and you save $800, you’re effectively earning $400 an hour.

   A few things to keep in mind: 1) When you use quote sites, you may not get instant quotes. Some companies may contact you later by e-mail, and some that are not "direct providers" may put you in touch with a local agent, who will then calculate a quote for you. (A "direct provider," like Geico, sells an insurance policy to you directly; other companies like State Farm sell insurance through local agents. We’ll discuss the pros and cons of each later.) 2) It’s not easy to get quotes from these sites in all states — if you live in New Jersey, for instance, you’ll probably find it faster to pick up the phone, since most insurers in this state currently don’t provide online quotes.

   All the above is quoted from edmunds.com . It’s well worth reading the whole article.

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