I’d like to save on the cost of . However, I was wondering if it would be harder to get cheap if I happen to get in a crash (with no at the time).

 
  • BikerBob 4:00 pm on February 6, 2010

    If you get into a crash it won’t be harder to get cheap insurance, it will be impossible. Not only will it be impossible to find cheap insurance you’ll have a hard time finding any insurance without paying through the …. Just get the insurance and be done with it.

    Cons: Pay premiums (no one wants to)
    Pros: Financial survival if you get into an accident and you can ride without a helmet.

  • bahstew 4:01 pm on February 6, 2010

    there’s a couple ways to do this. in florida, if the bike is paid for, you don’t have to carry insurance on it at all. if not, or if you just want to put insurance on it, i suggest going with a company like state farm. if you put you auto, home, life insurance, motorcycle, boat, etc all on one policy with them, the cheaper your monthly fee will be. the catch is the life insurance, with it you don’t have to wear a helmet . ( that’s your choice, i don’t recommend it) i don’t know who you’re with now, but ask them if you combine all of your policies, would they reduce your premium. good luck

  • vamedic4 4:01 pm on February 6, 2010

    Riding a motorcycle without insurance is stupid, plain and simple. Most states, though not all, require at least liability coverage. If, say, you got a little tipsy and decided to run into your neighbor’s Hummer and cause damage – you’d be liable for the entire cost (provided you lived through the accident).
    The pros are easy: Peace of mind. Do it and don’t worry about it. There are far too many cons to even list.

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