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She works full time but her employer charges an outrageous amount of money for health insurance. I know there are many many young people who don’t have health insurance, mostly because of the cost of high insurance premiums. But my daughter really needs it cause she has some health issues that will stay with her for a lifetime.
thanks everyone!
What affordable health insurance would you recommend for my uninsured 21 year old daughter?
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Home / Insurance / Blog article: What affordable health insurance would you recommend for my uninsured 21 year old daughter? |
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June 8th, 2010 at 9:02 am
Check out this site, if you want to find the best or the cheapest health insurance just in one minute,
http://Cheap-Health-Insurance-USA.info/
It’s the best way to find an affordable health insurance with a reliable company
June 8th, 2010 at 9:02 am
if she has pre-existing conditions that will stay with her forever, she needs insurance for sure. however, the way the laws are right now (until 2014), chances are she will be denied coverage by the insurance companies. if they do decided to offer her coverage, they would most likely rate her up or surcharge her for those conditions.
my advice, apply for a private insurance if you want. but your best deal will be the employer group plan and they can’t deny you coverage when you join a group. groups share the risk and require a minimum percentage of the employees to join the group which is how they get better rates and better coverage. the downside of groups is that younger people may pay more and older people may pay less than they would otherwise.
if you want to compare some prices, check out http://www.usdirecthealthinsurance.com for instant online quotes. you may find that the group deal is better than the private deal (or at least she can’t get denied).