I was involved i car accident with the other driver taking the blame. My car is damaged and the other drivers insurance company will be contacting me regarding my car. What should I ask them? I am planning to ask about a hire car, who will repair my car or declare it a write off, can I claim for travel expenses whilst without my car and also is it okay to continu driving my damaged car before it is assessed by them. Is there anything else I should ask?

 

  • yevette 9:02 pm on October 10, 2009

    Year, make , model, extent and area of damage? The other party’s insurance should pay for a rental…best not to drive the car if the damage causes it to be unsafe or can cause further damage. Total loss is usually when repairs would exceed 70-80 percent of actual value of the car.
    Discuss what repairs need to be done, any parts other than OEM that will be used, any betterment involved on wearable items, guarantee on repairs, qualities and expertise of the repair shop, diminished value if your state allows that, any possible long term or post-repair problems that may crop up and need to be supplemented.
    If answers are not acceptable, you may want to go through your own insurance and let them go after the other party. Try this site to find the best car insurance

    http://car-insurance-quotes-usa.blogspot.com/

    Here you can get quotes from different car insurance companies in your area, its the best way to find an affordable car insurance with a reliable company.

  • fsjal 9:02 pm on October 10, 2009

    "Where is the nearest bike shop?"

  • Harley Drive 9:02 pm on October 10, 2009

    If your car is fairly new and the damage is extensive you should check if the repairs are to be done to the standard of the NCAP tests which rate new cars for safety. A repaired metal panel will never be as strong as a new panel and I believe you are entitled to be driving a car that is as safe as it was before the accident. There is so much plastic in new cars today that the metal panels are very important in maintaining the car’s integrity