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Universal life insurance a good idea for dev. disabled heir?

I have a developmentally disabled daughter. I would like to be sure leave her money when I do die. I have a 30 year term life insurance, I’m 35 now. I’m afraid that when I’m 65, I will not be able to get life insurance so she will for sure have something [...]

[ More ] March 10th, 2010 | 7 Comments | Posted in Insurance |
moneycartoon

HIV and Life Insurance Reinstatment?

In March 2004 I purchased some term life insurance. When I
moved to Washington State (from Colorado where the policy was
writen) I changed my bank accounts and
closed the account that my life insurance premium was
automatically being paid from. My life insurance coverage lapsed
(currently 120 days).
In the policy contract it says you can reinstate the policy by [...]

[ More ] March 10th, 2010 | 5 Comments | Posted in Insurance |
coinsandgrpahs

Employer term life cancelled upon termination, does Erisa apply?

I am the HR manager for a small company, around 50 employees. The company supplies a ,000 term life policy and offers voluntary employee term life. I had an employee who left our company. I sent out his Cobra information, and Information detailing his rights to his 401K plan. All employees [...]

[ More ] March 9th, 2010 | 3 Comments | Posted in Insurance |
calculatorandpen

Life Insurance?

If I sign up for term life insurance ,000 for 30 years, and I die in lets say 5-10 years would my family receive the ,000 or would they receive whatever I paid into the insurance?

[ More ] March 9th, 2010 | 10 Comments | Posted in Insurance |
graphup

Life Insurance?

Okey dokey, so roughly how much would 0,000 of term life insurance cost annually for a 40 year old male non-smoker for a 20 year term?

[ More ] March 9th, 2010 | 8 Comments | Posted in Insurance |
coinsandgrpahs

Life Insurance?

Okey dokey, so roughly how much would 0,000 of term life insurance cost annually for a 40 year old male non-smoker for a 20 year term?

[ More ] March 9th, 2010 | 8 Comments | Posted in Insurance |
coinsandgrpahs

Term Life Insurance question?

I recently retired from my job and lost all my benefit’s . I was wondering I am 62 years old and if I buy term life insurance at 62 and if something should happen to me in a year or so would my family collect the 15,000 policy or would they get a different rate. [...]

[ More ] March 9th, 2010 | 5 Comments | Posted in Insurance |
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globe life insurance?

how reliable is globe life term life insurance.. and just what are the terms ..

[ More ] March 9th, 2010 | 2 Comments | Posted in Insurance |
calculatorpen2

globe life insurance?

how reliable is globe life term life insurance.. and just what are the terms ..

[ More ] March 8th, 2010 | No Comments | Posted in Insurance |
calculatorpen2

converting my life insurance?

I just started my new job about a month ago, and they give me a hand book, and i was reading about there life insurance, will this what it says
1.separated employees covered by our company’s group term life insurance will be provided with notices regarding options to continue or convert their term life insurance coverage. [...]

[ More ] March 8th, 2010 | No Comments | Posted in Insurance |
coinsandgrpahs

converting my life insurance?

I just started my new job about a month ago, and they give me a hand book, and i was reading about there life insurance, will this what it says
1.separated employees covered by our company’s group term life insurance will be provided with notices regarding options to continue or convert their term life insurance coverage. [...]

[ More ] March 8th, 2010 | 4 Comments | Posted in Insurance |
loanapp

HELP! What is the percent increase in the premium? David purchased a $75,000, 5-year term life insurance…..?

policy when he was 40. Now he is 45.
2) Marica Deerfoot purchased a 0,000, 5-year term life insurance policy when she was 55. Now she is 60.
PLEASE SHOW ME STEPS, thanks!

[ More ] March 8th, 2010 | 2 Comments | Posted in Insurance |
calculatorandpen

Principal Financial Group-Life/ADD Insurance?

Is there anywhere online that I can review a standard employee benefit group term life insurance (specifically AD&D) policy? Focus on the exclusions for the AD&D?

[ More ] March 7th, 2010 | 3 Comments | Posted in Insurance |
moneycartoon

Life Insurance Questions!Please help?

If you want to put someone down as your beneficiary do they have to be a certain age?If you are buying a house and you go get life insurance will your agent ask you who do you want to leave your house to?Which is best permanent or term life insurance?Can you make changes to the [...]

[ More ] March 6th, 2010 | 7 Comments | Posted in Insurance |
financewords

Life Insurance Questions!Please help?

If you want to put someone down as your beneficiary do they have to be a certain age?If you are buying a house and you go get life insurance will your agent ask you who do you want to leave your house to?Which is best permanent or term life insurance?Can you make changes to the [...]

[ More ] March 6th, 2010 | 7 Comments | Posted in Insurance |
marketgraph

life insurance for my ex-husband?

I want to know if I can buy term life insurance on my ex-husband. We have kids together and worry that if something happened to him, the kids wouldn’t get their child support and money for college. He says he has it, but he’s pretty flaky when it comes to stuff like this. [...]

[ More ] March 6th, 2010 | 10 Comments | Posted in Insurance |
coins

life insurance for my ex-husband?

I want to know if I can buy term life insurance on my ex-husband. We have kids together and worry that if something happened to him, the kids wouldn’t get their child support and money for college. He says he has it, but he’s pretty flaky when it comes to stuff like this. [...]

[ More ] March 6th, 2010 | 10 Comments | Posted in Insurance |
calculatorandpen

Life insurance? 10pts?

I am looking for a quick no medical exam required term life insurance, where do I find that at, at a resonable price?

[ More ] March 5th, 2010 | 6 Comments | Posted in Insurance |
pen and graph

Life insurance? 10pts?

I am looking for a quick no medical exam required term life insurance, where do I find that at, at a resonable price?

[ More ] March 5th, 2010 | 6 Comments | Posted in Insurance |
calculator

life insurance?

I have term life insurance with state farm one day while talking to a state farm agent the requested an insurance called universal life insurance and they would send me some info they never did even after calling two or three times. I’am 49 yrs old and had term life insurance with them for [...]

[ More ] March 5th, 2010 | 9 Comments | Posted in Insurance |