Insurance

How much would decent health insurance cost in the USA
for an elder person, say 65, who has no health history in the us due to being an immigrant?
I am talking about the decent type of health insurance one gets when working for a fortune 500 company with low premiums and 20 dollar copays.
ANy advice?

Are dental hygienists responsible for their own health insurance or is it common place to have the employer (aka dentist) offer group plans? With some past medical history I am finding it hard to find individual plans without denial or outrageous premiums (planning to go through DH school and need insurance for that)
Anyone?

Lets add weight to the excuses for health insurance to single out customers.
Why do our law makers and government allow this.
The idea behind insurance is to pool money to pay expenses to avoid financial disaster.
They take your money for years and when you depend on them they legally avoid payment and cancel you!!!!
In [...]

I recently had my car broken into in front of my house, as did 7 other neighbors. We had several items taken: Zune, baseball tickets, passport, wallet, noise canceling earphones, sunglasses, prescription glasses, watch (I know it was dumb to have that much stuff in the glove compartment and center console). Anyway, [...]

My daughter got a splinter in her foot from my fiance’s hardwood floors. I could not get the splinter out myself as it was about 2 inches long and about as thick as a toothpick (pretty thick as splinters go i think). Well, I ended up having to take her to the emergency room (we [...]

I’m looking at buying or leasing a new car and am wondering how that’ll affect my auto insurance premium. Also, which features in a new car affect the premium. I’ve heard about red paint and sports cars causing higher premiums, but are there any other factors?

I recently had my car broken into in front of my house, as did 7 other neighbors. We had several items taken: Zune, baseball tickets, passport, wallet, noise canceling earphones, sunglasses, prescription glasses, watch (I know it was dumb to have that much stuff in the glove compartment and center console). Anyway, we filed a [...]

Our local paper today reports 60% of the cost of the premium is profit to the insurance company. Can this be verified?
If it’s true, then it puts a new light on the subject of rising premiums and health care reform.

We built a home in 2006, I was just doing my taxes online and it has a place to enter homeowners insurance premiums. My question is are they deductible? Insurance that is paid to insure my home and its contents? Thanks

I’m looking at buying or leasing a new car and am wondering how that’ll affect my auto insurance premium. Also, which features in a new car affect the premium. I’ve heard about red paint and sports cars causing higher premiums, but are there any other factors?

I live in New York but also rent an apartment in Connecticut. I am not a signatory on the lease (I rent a room in a friend’s apartment), but sometimes stay there for work. The premiums for health insurance are much lower in Connecticut than they are in New York, and I was wondering if [...]

We bought our car 5 years ago in Virginia when it was new and just finished paying off the loan. We paid ,000. Our Auto insurance premium was based on that value. After 5 years, it is now valued at ,000 but my insurance agent (Travelers) says the premium does not change just because of [...]

Would people who have higher insurance premiums get more of a subsidy? Or would the subsidy just be based only on income, so people at the same income level would get the same subsidy even if some of those people paid 5 times as much in health insurance?
How would the subsidies be administered and paid? [...]

I work for a large health insurance company. Our records show the correlation between higher BMI and higher disease rate. Obesity is the #1 cause of disease. Should those who can prove a low BMI by a certificate from their doctor be given a discount on their health insurance premium? This [...]

I am 22 and applying for my first health insurance. I do not need much medical services, and want a low affordable premium. However, when I look at sites such as Blue Cross, it seems that low premiums go with high deductibles. I don’t think I would ever meet the yearly deductible, [...]

We used to have individual health insurance, and I would pay for it out of my own company (an S Corp). When we got insurance through my husband’s employer, I stopped reimbursing myself.
He is paid for by the company, and then it costs extra to add myself and our child.
I was just going to deduct [...]

I’m looking at buying or leasing a new car and am wondering how that’ll affect my auto insurance premium. Also, which features in a new car affect the premium. I’ve heard about red paint and sports cars causing higher premiums, but are there any other factors?

About 0 worth of stuff have been stolen from our garage and I would like to file a claim under my homeowners insurance (which covers contents). Do you think that filing a claim for theft would increase my insurance premiums?

My husband, 32 and I, 30 are looking into life insurance. Can anyone tell me which company or websites I can use to get information. There are so many out there… wouldnt know where to start. Who do you personally use? Is there a medical exam involved? What type of premiums [...]

I just switched from Cash Value insurance to Term. Wow what a savings I have on premiums. Does anyone else feel like cash value insurance is an extremely bad idea perpetuated by an insurance industry?