Insurance

My mother needs to get life insurance, but doesn’t want to get a physical exam.. Are there any companies out there that you don’t need to get an exam? Thank you.

I am applying for life insurance next week. Haw far back will the application want me to go. Metlife.

My mother needs to get life insurance, but doesn’t want to get a physical exam.. Are there any companies out there that you don’t need to get an exam? Thank you.

I am deciding which company to go with for my life insurance purchase. Wanted to make sure my spouse and child wouldn’t be mistreated by the company should anything happened to me.
Thanks!

In the next two years I am planning to move from Detroit, MI,and I am trying to find out everything I can aboout South and North Carolina. I am a professional Life insurance Agent/Staff Manager,and that’s why I want to know. I’m 57years old and I need to know about their cities,and which ones [...]

Let’s say that you get life insurance and claim to be a non-smoker. Then let’s say that you start smoking or resume smoking. Assuming that your medical records show that you smoked, will most life insurance companies check your records, see that you smoked, and then cancel your benefit?

Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such [...]

Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such [...]

I have a few questions here and thanks in advance.
Can anyone please explain how do life insurance agencies (or financial advisory agencies) make their profit?
Is that true that the life insurance companies are paying around 100% of total first year premium to the agents? How do the agencies split that with the agents?
I would [...]

This quote really got me thinking. What is your opinion?
“For all the woes of segregation, there were some good things to come out of it,” Cosby and Poussaint write. “One was that it forced us to take care of ourselves. When restaurants, laundries, hotels, theaters, groceries, and clothing stores were segregated, black people opened [...]

My grandfather and I are really close. He keeps telling me that he wants me to get a insurance policy on him which makes me feel bad, because I get the feeling there’s something else serious he is not telling me. If something happens to him I don’t want to be in a situation where [...]

My grandfather and I are really close. He keeps telling me that he wants me to get a insurance policy on him which makes me feel bad, because I get the feeling there’s something else serious he is not telling me. If something happens to him I don’t want to be in a situation where [...]

In the garden of eden, Adam and Eve didn’t eat meat. This was paradise so shouldn’t we try and live like this?
I know it says in the bible that it’s ok to eat meat but this was said at times of famine and we are certainly not in times of famine anymore. Vegetarians have [...]

Even if you have been denied life insurance coverage, there are still many options left for you. In such a scenario don’t assume a “no” to be an absolute and final “no” as you still have a chance to get the coverage from the insurer.
When life insurance is denied gather facts
After you have submitted [...]

Many times it happens so that many people don’t know that they are beneficiaries of a life insurance policy. So many policies go unclaimed. These are also very difficult to find.
Help for Beneficiaries, Unclaimed Life Insurance Policies and Regulations:
The government has some procedure for the insurance companies to follow if any policy goes unclaimed. The [...]

When you’re shopping for life insurance you may be interested to look into life insurance quotes. These quotes are more affordable than whole life insurance.
Different Types:
Term life insurance provides coverage for a set term. This can be in the range of 10-30 years. You may or may not be asked for a medical [...]

its for a school project

I have 2 life insurance companies that are offering me very similar quotes (annual premium) on term life insurance. What factors do I need to keep in mind, when deciding which one of them to go with.

Securing a freedom from financial worries

Life insurance policy comes as a relief when we think about the uncertainty surrounding our life and death. We wouldn’t want to add to our dependents worrying about money matters after our death.

Types of life insurance policies

Basically, life insurance is of three kinds: universal life insurance [...]