1. How can I be disabled? My health is fine.
Surveys suggest that out five people nearly one gets disabled. Accidents and illness are unpredictable, but then if disability occurs due to accidents or illness, it will keep people out of work. In addition to it there would be lot of unexpected expenses on medicine and [...]
What is a liability?
By liability we mean the legal responsibility of a person to pay for the damages due to an accident or loss caused by him.
Who ever causes the accident, whether due to rashness or negligence is legally obliged to pay to the injured party. For an automobile insurance company, the purpose of liability [...]
10 things to ask before you get your pets insured
What kind of plan are you looking for? A discount insurance plan or a comprehensive insurance plan?
A comprehensive plan for pets is very much like man’s health insurance plans; whereas a discount plan would give you discounted veterinarian services for [...]
What is a deductible?
Under insurance policies, insured needs to pay an amount to the insurer, this amount is the deductible. The insured chooses the deductible. Your insurance premium depends on your deductible; if the deductible is low then the premium will be high.
When you choose an Insurance Policy, whether for your property, your liability, or [...]
When filing for an insurance claim for your home, it is important that you find a contractor who is reliable and trustworthy. There are some contractors who would not mind making an extra buck, because you are all panicked about the recent accident. The following steps may come to your aid when it comes to [...]
My name is Katy and I am Hirby's Financial Guru with 20 years of experience and expertise in financial markets, insurance and tax strategies. I'm inspired by those who pursue their financial goals and I am here to help. 
My name is Tom and I am Hirby's Legal expert specializing in Real Estate and Injury Law. I have over 15 years of experience helping people online with legal advice and strategy.