Insurance

I need advice on a life insurance policy rider that in the 80’s carried 4 children under 21 should we have dropped off the policy when we reached 21. Since my parents fail to notice that we are still on the policy and we are now in our 40’s. Should the insurance company [...]

I have life insurance policy with a major US insurer. If this insurer files for bankruptcy and sells off its assets, what will happen to my life insurance?

I Im in a tough situation financially. may lose my apartment. I am 34 years old and my uncle is withholding the life insurance policy that my grandparents left for me. I am not sure how to proceed. I dont know the carrier of the policy or how much it is worth, but anything would [...]

I Im in a tough situation financially. may lose my apartment. I am 34 years old and my uncle is withholding the life insurance policy that my grandparents left for me. I am not sure how to proceed. I dont know the carrier of the policy or how much it is worth, but anything would [...]

I was raised by foster parents…from day ONE till they died in the 1980’s (I’m 52 now) they spoke of a life insurance policy…is there any way I can either find it or get it?

My grandmother is a nursing home resident under state medicaid. She has a small life insurance policy that only family is aware of. Upon her passing, if we used the life insurance policy, would the state take the funds?

The probability that a 30-year old white male will live another year is .99842. What premium would an insurance company charge to break even on a 1-year million dollar term life insurance policy?

If there is a court order that a person pay for a life insurance policy with the ex-spouse as beneficiary, do the payments for the life insurance count as alimony for deduction purposes?
Yep, apparently this judge did order it, no clue why. May have to do with college-age kids to help with education expenses [...]

My parents are nowhere even close to paying off their mortgage and have tons of debt, including credit cards. When they pass away, will the payouts from their life insurance policy be eaten up by banks seeking repayment for their debts? Will I become responsible for their debts?

i seemed to have placed my bill for my life insurance policy from alfa it was due a few days ago what should i do is there a late fee? or do i just need to write a check asap and mail in.

Would my running a business from the property that I rent possibly void the homeowners insurance policy held by the owner of the property?

Can I transfer Life Insurance policy to my 11 year old son to exclude the value of Life insurance from being included in my estate ? Can the policy be fully paid and then transferred to avoid "incidence of ownership" ?

What kind of tax liability would my father have for cashing in a 15k life insurance policy? He’s 75, has a modest pension and investments, and collects social security. Are there any options he should consider in terms of when he cashes this in? We checked with the company and its just [...]

the insurance co is american family life assurance company out of georgia . i dont know what to do with it can i cash it in.

What would I have to do to collect on your life insurance? If I bought you life insurance and paid the premium on it and paid your funeral costs and paid your family 20% on the insurance policy would you let me collect on your insurance??
This is considering that you cannot afford life insurance yourself.

Hi Everyone. I just started a new career with the guardian insurance company last week. all I hear about is the debate with whole life verses term and investing the difference. I wanted to find out which one really was better for my clients. i did a little tests using the software that I get [...]

If I’m lazy to go to work can I depend on the social security income ? While depending on social security can I apply for a life insurance policy ?

My mom bought life insurance on me for a ,000 benefit upon death. My mother and I no longer are on the best of terms. I was only 17 at the time, and now it’s been two years since the policy was bought. It is paid up, I receive letters in the mail confirming my [...]

Hi
i am 24yrs old and i want to take out a life insurance policy so if i die before my mum or dad i want to know that they will get a bit of money But there are so many diffrent terms out there i dont know which one i need .I need one for [...]

I thought i remember my insurance agent telling me that if you needed to loan money from your policy you can and you pay so much interest. If so how much could you borrow..is it what you put in to it so far or what the life insurance policy amount is? How much [...]