Insurance Guide

Latest Updates: insurance plan RSS

• Is it too early to think about life insurance?

  My husband is 36, I am 28 and we have a 5-month-old baby. What life insurance plan should we consider? I’m in the FL area.

   

• Any ideas about good life insurance plans in the Chicago area?

  I am about 27 years old and need to start some sort of a financial planning. So i was looking for some good life insurance plans and advice. I stay in the Chicago area so help would be greatly appreciated. Also are there any sites through which i can increase knowledge on financial planning since i am a newbie at this whole thing?

   

• I want to get my self an insurance plan but I'm not sure which insurance company is the best?

  Please tell me which company is the best in malaysia in term of ease of getting the claims ..trustworthy..etc.If possible give example..other answerer outside malaysia are welcome also..thanks…

  p/s i’m planning to get my self a life & health insurance.I’m not interested in those investment type insurance because i already have my EPF.

   

• Does anyone know of any mainstream life insurance companies in CANADA?

  I am looking for a nice life insurance plan and don’t know where to start. I’m in canada and am wondering if there are any good ones out there.

   

• What is the best life insurance and health insurance for a 18 year old to get?

  I might no longer be on my mom’s health / life insurance plan so i was wondering how do i get my own life and health insurance ?

   

• What are the best life insurance policies to opt in USA?

  I have an income of 00 per month and have a family of 3 people. What are the life insurance plans that I can opt for? Which are the companies who offer great plans at economical monthly rates? Can I take multiple life insurance plans?

   

• Which auto insurance plan you guys using?

  There are so many different companies out there. What’s your auto insurance plan? I’ve been using Farmers. 0/six months. And now thinking about swtich to others.

  Any suggestion?

   

• Do life insurance companies test every year?

  I’m on a life insurance plan, and I’m wondering if they take health tests every year, or if it’s just when you sign up?

   

• Can I still stay on my parents auto insurance?

  Currently, I don’t live at my parents anymore but I am still on my parents auto insurance plan because it is much more reasonable since I am only 23. We have StateFarm. My question is if I were to move into Missouri, would I still be able to stay on their plan which is in Illinois right now? Does anyone know how this works? If I have to go on my own, who might be my best option for being 23, and requiring full coverage? THANKS!

   

• how do deductibles work with health insurance?

  I am not sure i understand how the deductible works with health insurance plans, can someone expalin to me how it works.

   

• Why should I buy accident insurance if I have life insurance?

  I have a life insurance plan. So I was wondering if I should get an accident insurance policy also. I think the main benefit of the plan is to provide funds for my family if I pass away in an accident, right?

   

• what health insurance has the shortest maternity coverage waiting period?

  My husband and I want to start trying to conceive soon, but I am not currently on health insurance. Does anyone know and insurance plan that has shorter than a 12 month waiting period?

   

• what health insurance has the shortest maternity coverage waiting period?

  My husband and I want to start trying to conceive soon, but I am not currently on health insurance. Does anyone know and insurance plan that has shorter than a 12 month waiting period?

   

• What insurance coverage is critical for a business that has little to no customer traffic?

  When a business does most of its work online or in the clients location, what business insurance plans apply? Is liability insurance necessary for the office even if clients rarely come to the office?

   

• How long can I stay on my parent's auto insurance plan?

  I recently turned 18 and I am on my parent’s auto insurance plan. They have State Farm and I was just wondering how long can I stay on their policy? I don’t live at home with them, and I’m not going to school anymore.

   

• Should I get Term Life Insurance at a young age?

  I am currently 30 years old and in excellent health but since I am getting ready to start a family, I want to be prepared for the future of my loved ones. After reading about different life insurance options, I am deciding to go with Term Life Insurance for 20 years.

  Is it true that Term Life Insurance premiums don’t change throughout the life of the term? If so, shouldn’t I sign-up now while my annual payment will be low and locked in at this rate?

  My employer offers a very small life insurance benefit that I am already a part of but I want more just in case.

  While I am asking, are there any circumstances where a payout won’t be made if I were to die under a term life insurance plan? Is it guaranteed? What if I (God forbid) get Cancer or have a heart attack?

  Thanks in advance!
  Wow, what an amazing set of responses. Thank you!

  To add to my details, I do work and make k annually. My wife just got laid-off so is temporarily unemployed.

   

• Is the health insurance policy number different for each person on the same health insurance plan?

  I need to know this because I need my health insurance policy number and I don’t know if it should be different.
  I need the answer A.S.A.P.
  First person with a logical answer gets best answer!

   

• How is an online health insurance plan different from a normal plan?

  I am looking for a health insurance plan, and I came across this term while surfing the net… please let me know if there is any difference in the price or the way you use an online plan and a regular plan. Is there any difference in the benefits in the plans or any other difference? Since I am working I don’t have time to meet agents and that’s why I wanted to know the difference between them… please let me know asap.

   

• What is the best company for Maternity Health insurance?

  I’m not looking to go on medicaid, I don’t want to use taxpayers money if I can afford a reasonable individual health insurance plan. I am very early on in pregnancy and would like to know if anyone knows of a good plan with reasonable rates. I would appreciate it if you had details (plan names). We can afford a deductible of around 00 or less.

   

• Anyway to get into a group health insurance plan while self-employed?

  I am self-employed and can afford health insurance, but need a policy without preexisting condition exclusions, as are always included with single health insurance.

  Is there anyway to get in on a group plan without being employed by a large employer?