Insurance

My friend said that all the insurance companies would just move to South Dakota, because that is the state with the weakest consumer protection laws, and then they could sell insurance nationwide and ignore the laws of the other 49 states.
How true is that?

I have seen many questions here along the lines of either (a) a person died and had life insurance, but I do not have the policy and do not know what company sold the policy, or (b) a person died and I do not know if that person had life insurance.
How much of the profit [...]

What are some cheap health insurance companies?
My mom is a single mom with 3 kids and a mom with Dementia that she is taking care of and a daughter that has disease. She does things for us but doesn’t worry about herself. I am worried about her health. She does not have insurance. She needs [...]

I’ve been with the same company almost five years. My car insurance is renewed every six months, after I make the required renewal deposit. Like clockwork, I receive the new payment coupons, and temporary insurance card. However, I don’t get the permanent insurance card and new policy stating the value of my vehicle, until almost [...]

Considering that the insurance industry uses the government to force people to buy their product and frequently advertises on TV, it doesn’t seem like a very high percentage of premiums are paid out. Does the insurance industry pay out even half of its revenues in claims? A quarter? 10 percent?

I have 4 pit bulls, none of them have papers and none of them have been deemed dangerous. I’ve been shopping around for homeowners insurance and no one will take us because we have them. Is this a state law that I don’t know about? I have even told these insurance companies that I don’t [...]

I’m shopping for car insurance and want to look for reviews of all the major companies out there. I want competitive prices, but good customer service is top priority, such as not trying to find a way out of paying me if I have an accident and not raising my rates without my knowledge like [...]

My son has autism. I am currently employed and have insurance through my work. I am planning on moving and taking a new job but I am worried that I will not be able to get insurance for my son if I move. If anyone knows anything about this please help.
Thanks,
Randy S.

I am curious how health insurance companies got such a "foothold" in the United States.

Its my first home and i need insurance and don’t know where to start or what price to expect. If you have any recommendatons of good insurance companies, that would help. Thanks!

The insurance I have through my job (PHCS) has verbally stated that they will not cover ANY weight loss related procedures. My doctor is wanting me to do the lap band procedure so I would like to see about getting my own insurance that will cover the cost. Any suggestions?

I understand the basics of insurance. That is the transfer of risk. That insurance companies bet on getting more in premiums than they have to pay out in claims. What I’m trying to understand is, how deeply insurance, our ability to purchase it, affects our economy. Please if you could give me some answers regarding [...]

I have had an eating disorder for the past 3 years, and desperately need inpatient treatment care, but my insurance company doesn’t cover the costs, so I am trying to find a new insurance company that does

62 year old needs health insurance in California. She has type 2 diabetes which has been under control for several years. However, she is ready to retire because no company will hire her.
How can she find health insurance?

What are some cheap health insurance companies?
My mom is a single mom with 3 kids and a mom with Dementia that she is taking care of and a daughter that has disease. She does things for us but doesn’t worry about herself. I am worried about her health. She does not have insurance. She needs [...]

If not why didn’t the great House or Senate members address this before now. Sick people don’t need to be burdened with extra problems. Even paying sick people.
Wonder if it’s as long as the insurance companies been selling life and auto insurance across state lines.

I moved from NY and need to find an auto insurance company. AllState and State Farm are not doing business here. I don’t want Geico or Mutual Liberty because of bad experience with them. Are the small local businesses reliable? Thank you.
Common Sense, thank you for the reply. Are the smaller companies reliable in terms [...]

Under Obama’s health plan, insurance can’t be refused because of a pre existing condition (at least that’s what I heard). How would that work? Why would anyone get insurance before getting sick? How would that not bankrupt the companies?

I want to start an insurance company, but I need to know what kind of insurance I need to purchase for my own company. I have done research and can’t find this. (Please do not tell me how to start one, or anything else besides what insurance I need, if any.)

Hello everyone. I have life insurance and accidental death insurance, but I am looking for a company that offers insurance for money if you get injured in an accident and become disabled. I show horses and ride often. I am looking for something that would protect my family in case of a disabeling injury. Please [...]