Insurance

The probability that a 30-year old white male will live another year is .99842. What premium would an insurance company charge to break even on a 1-year million dollar term life insurance policy?
someone please help me im not sure how to solve this problem

I just transitioned from a student to a worker! In school, my university provided insurance services to me so it was not a big deal. However now I have to look for one myself. My employer says that I can select any type of plan I want and he will pay 50% of [...]

I found my policy and here is what it lists. I’m not sure if it specifically has to state theft. I don’t want to call ahead of time to confirm because I don’t want to raise eyebrows if I end up filing a claim.
A. Dwelling
B. Other Structures
C. Personal Property
D. Loss of Use
E. Personal liability
F. Medical [...]

I have been asked to "rent" a room to a elderly person. If I were to agree to allow this person to stay in my home, would homeowners insurance cover any injuries he may incur or damage he may cause?

I will be looking soon for auto insurance for my first car. I have bad credit, no driving record(I am just about to get my license within the next couple months), and am 26. Where can I find an insurance company with an affordable premium?

I just got back from an interview and it is for selling life insurance. It seems too good to be true. Any stories?

I am 28 years old and do not own a car. However, I rent car very often and every time the insurance cost is very high. Is there someway I could get an auto-insurance, say for 6 months or so at a time? What is the usual cost for it? What are the best agencies?

I’m trying to understand what homeowners insurance woul cost in florida for a 2 bedroom condo. I’m not ready to call an insurance company. I’m looking in Ft.Myers. Just want to know is it thousands of dollars and out of my range or a few hundrend per year. Say for a 75k [...]

I would like to switch auto insurance but I don’t want a company that is going to hassle me if something does happen.

Life insurance companies have access to everyone’s medical data base so I was wondering if they would reject a diabetic on a no physical life policy?

I want to get a big term policy, and that shuts me out of a lot of insurance carriers. I want 2M on a 20 year term. But I REFUSE to have that bank draft payment. I want a company that will send me a normal paper bill every month like the other companies that [...]

I want to change auto insurance companies. Is there a charge, or is that dependent entirely on the insurance company? How exactly do I do this? Thank you in advance.

Two parter question – I am a healthy 34 year old mother of two (10 & 14). Married two weeks ago. 14 years ago i took out a 100K whole life policy with Allstate that will be paid for in 6 years. I also have a 20 year term for 250K with Statefarm. This is [...]

i have 3 cars. one new driver. and one small accident. which is the best auto insurance company. i have Allstate now.

New York Life is not demutualised, but Metlife is. some say it better to buy wholelife insurance from non-demutualised insurance company. Is that true? thanks

And what’s the best kind of ins. to take out? I know there’s term and whole..which is better to use? I don’t plan on dieing anytime soon.

Say someone starts paying into their life insurance policy when they’re 49, is there a possibility that as they grow older the amount the company covers decreases. Or is it normal for an insurance company to keep the original policy amount agreed on throughout their lifetime until they pass, as long as they pay [...]

I had an auto accident and after interviewing me and looking at my photos taken right after the accident, my insurance company believed that I was not at-fault and denied the other driver’s claim and closed the case.
He then claimed he had photos that would prove that I was the one at fault and would [...]

What are some for and against arguments concerning the use of genetic information for obtaining life insurance benefits from an employer? Thanks!
So are there any arguments for life insurance companies should not be able to deny a person of life insurance?
thanks again.

I’m against the practice of using credit scores (i.e. insurance scores) to decide auto insurance rates. Does anyone know of a company in the U.S. that doesn’t use the practice?