Insurance

If you are residing in the California then California insurance department is the body that control the rules, regulation and the law that the insurance company need to follow in the California. You can contact the California insurance department at any time if you have any queries regarding the insurance company or about the policy. [...]

Broker versus Agent
Insurance agents work for a company. So working in the best interest of his company he will see that you do not switch your carrier. A broker on the other hand, works as a go between business and insurance companies. He will provide you with number of quotes from different insurance companies, so [...]

When you’re shopping for life insurance you may be interested to look into life insurance quotes. These quotes are more affordable than whole life insurance.
Different Types:
Term life insurance provides coverage for a set term. This can be in the range of 10-30 years. You may or may not be asked for a medical [...]

I got a quote from a travelers car insurance agent thats a good less a month than what im paying now to progressive. The coverage isnt even bottom of the line either, its all the "recommended" selections. Anyone have any experience with them?

I am quite new to owing a car and getting insurance, when obtaining quotes what are some of the questions that you ask the insurance agent? Also, are there different policies that cover if your vehicle is stolen or does this come in the standard policy? Any other useful info that anyone could [...]

I was with the same insurance company for 10 years using the same local agent. My car insurance rates kept going up every time my policy was renewed. I decided to explore and see what better rates I could get with other car insurance companies. Friends and family gave me names of local agents from [...]

When you work so hard for something someone else just goes out and gets it?
My neighbors are just like that. She’s a stay at home mom, he’s an insurance agent. Live in a 1.5mil house (their parents bought for them) drive expensive cars (each have 2) own a boat and a nice RV. They all [...]

2 years ago and now, I asked him for a quote on health insurance he insist on Nationwide as the best coverage. Now, I asked for a whole life no cash buildup, he mention Nationwide. Are they the best company for life insurance? My mom has Metlife so I’m looking into that [...]

A unique (perhaps?) situation: I have a Washington State driver’s license. I got a speeding ticket two years ago in Massachusetts (and paid it). I was driving someone else’s car when I received the ticket. I now live in Connecticut and am about to switch car insurance companies. Given the multiple [...]

What are the minimum liability requirements for auto insurance in Texas?
I was notified by my insurance agent that there will be a new minimum liability coverage as of April, 1, 2008 here in Texas.
Do any of ya’ll know the answer to this? I found some info on the internet, but it only talks about [...]

I was with the same insurance company for 10 years using the same local agent. My car insurance rates kept going up every time my policy was renewed. I decided to explore and see what better rates I could get with other car insurance companies. Friends and family gave me names of local agents from [...]

I was with the same insurance company for 10 years using the same local agent. My car insurance rates kept going up every time my policy was renewed. I decided to explore and see what better rates I could get with other car insurance companies. Friends and family gave me names of local agents from [...]

I am almost 40, have a spotless driving record, have the same car, haven’t changed the policy, and haven’t moved. So how can my insurance agent just up my rates all of the sudden and not give me an answer why. He just says that things change. Is there an industry standard [...]

So I spent a few hours with this life insurance agent last weekend discussing various options and she gave me lots of term and whole quotes and paperwork to take home. Did the same with an equally helpful agent of another insurance company thereafter. Quotes vary all over the place, so I intend to consult [...]

Correct me if I’m wrong, but I heard that Obama is trying to push a public health system that will allow everybody to have health insurance no matter what pre existing conditions he or she may have.
If this is reached, what would happen to insurance carriers like Blue Cross, Blue Shield? Will we need these [...]

We’ve had a frustrating mix-up with State Farm. Basically, they insured my husband for 6 months without his paying anything. It wasn’t intentional on the part of my husband or myself; our agent told us we didn’t owe anything, or we would have paid months ago.
Now, however, they’re wanting us to pay [...]

I am currently with Shelter Insurance and only pay about a month. I recently moved to a state that doesn’t have any operating Shelter Insurance agents, however, so I have to switch companies. I tried Allstate and State Farm and they are both about more a month than I currently pay. Any suggestions [...]

My ins. policy lapsed in may (2006), I called the agent to quote me a new policy. He called me back, quoted me approx 250 per year for a landlord policy. He said my downpayment on the policy was approx 50 dollars. I came in to the agency that day, signed the policy, and gave [...]

As a 1st time Florida home buyer, I was quoted a certain annual rate by my insurance agent for homeowner’s insurance by this company so I paid the total annual premium upfront. After closing ,and my monthly house payment setup using the quoted and paid rate for the insurance escrow, the insurance company sends me [...]

I am looking to buy a home soon and I have contacted a few insurance agents to get some quotes for insurance. There seem to be a few things that are going to hurt the rates I can get:
- I am only 23 years old
- I have limited credit history (good score though – 725)
- [...]