We want to get an idea of what exactly we are looking at as far as are monthly payments. We know we have to pay homeowners insurance but we don’t know how much it is for Los Angeles and also any taxes. Our estimated mortgage payment will be ,300. We want to know what we [...]
Please, only people who understand this reply. I realize at first, you’ll say in CA, no sha-beep you should get it. But with 15% deductible and coverage is very limited, is it worth is.
It costs more than Homeowners Policy and if an EQ levels out all of Los Angeles, are you [...]
I’m closing next week on my first house and the mortgage guy just informed me that i have to pre pay a full yr of homeowner insurance up front out of pocket. Others are telling me that this is usually included in the closing costs. In my case the owners are paying all [...]
My wife’s engagement ring and band are worth about k and my band and rolex are about k. Any idea where I can get decent insurance that isn’t 0/ year?
I am buying my first home and wondered if it’s true (I’ve read several articles saying it is, but my attorney and realtor both never heard of it):
Shopping around for a homeowners title insurance policy vs. just going with whomever the mortgage company/lendor selects at closing.
One article:
http://personalinsure.about.com/od/homeowners/a/aa071105a_2.htm
I was told by my mortgage broker that he’s [...]
is there a mortgage insurance that would pay off a home in case of death, if so what is the best company for this?
is there a mortgage insurance that would pay off a home in case of death, if so what is the best company for this?
Do i need to inform my homeowners insurance for the change. Will their be increase in premium amount?
fire insurance and hazard insurance. are they the same?? or how are they different?
Homeowners only, please no auto policy answers.
How’s that working for you?
Any problems filing claims?
Cancellations?
Anything?
I don’t need Auto info so please don’t respond with that – just if you have Homeowner’s through them.
I will be living by myself in a rural area and need a good guard dog but homeowners insurance does not allow the breed I want. I do not feel safe with a Chihuahua or a Yorkshire terrier, what other options are there?
Along with most houses these days, my home’s market value has dropped considerably in the past couple of years. And since the replacement value of my house is less, I thought I would reduce the limit of liability amount with my insurance company. This should result in a correspondingly lower annual premium. [...]
I work for an homeowners insurance company. Mortgage companies, agents, and other insureds who are not listed on the policy call to request information for one reason or another. I don’t release the information. Is there a law that prevents me from doing this? Of course, common sense tells me that [...]
A home health agency employee was taking care of my mother in her home and started a kitchen fire. Can she recover damages from the home health agency and also file a claim with her homeowners insurance? We don’t know if the home health agency will go through their insurance company or just pay [...]
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