I own my home and live with renters. What insurance do I need?
When I bought my home initially it needed work, so I bought homeowners insurance for myself since I was the only one living there. Since then I have rented three of my rooms out (I still live in the master bedroom) but have yet to tell my insurance agency. I know I need [...]
why is my mortgage company forcing me to buy insurance on my home?
what is homeowners insurance good for?
Got bite by a dog I would like to settle with the mans homeowners Insurance…he dont wanna give me the info..
THATS MY QUESTION!LOL How do I get the info on him that I need?
reported it to cops…..went to emergency to get tetnus and was on antibiotics for three days…….he said I never should have went to emergency room he dont wanna pay bill
He was walking by his house with one dog on leash other [...]
Is credit used in determining health insurance rates?
I am licensed in GA for property & casualty insurance, so I know credit is used to help determine rates for auto & homeowners insurance, but it is considered in health insurance?
does homeowners insuracne usually cover damage made by equipment to a septic drain field?
Had trees cut down last year. Either the fall of the trees or the large equipment appears to have busted some of our drail field (we started seeing moisture standing in one spot). The yard is not soft in areas but no odor . Does this sound like the drain field (we had septic [...]
is there any insurance companies that will insure after a fire claim?
me and my family had a fire in july of 2008 and our homeowners insurance dropped us after the claim was over. now we are having major difficulty obtaining homeowners insurance. is there anybody that knows of a insurance company that takes people with these issues? we also live in indiana
the homeowners ins was dropped [...]
If my house is over 100 years old and has never had a flood, do I have to have flood insurance?
I thought I heard somewhere that if my house is over 100 years old and has never had a flood, that if it does flood my homeowners insurance is supposed to cover any flood damage. If anyone knows anything about it and has and official source I would greatly appreciate it! Thanks!
Remodeling permits & homeowners insurance?
Just curious if anyone has had experience with StateFarm insurance denying coverage (home owners) because permits were not obtained for remodeling (i.e. basement remodel). Thanks
Progressive Insurance – Do you have experience with this company? Do they dump you if you have a claim?
We are considering switching to Progressive auto and homeowners insurance. If you have an accident, will they drop you. If you have a home claim, will they drop you for that?
Why do you need Home owners Insurance when you buy a house?
Why do you need Homeowners Insurance when you buy a house and for what is it good?
Thanksss xoxox
Storm damage claim – Should I file Flood Insurance or Homeowners?
We had a limb drop on our shed today during a storm which made a hole in the roof. We have a 00 deductible on our homeowner’s policy which we haven’t met and we have a separate flood insurance policy from Uncle Sam. Bottom line: this is our first year in the house and we [...]
will homeowners insurace cover my computer and tv?
had a power surge and my computer and tv will not work. will my homeowners insurance cover this? both of these are less than six months old. or does my homeowners Insurance only cover it if it is stolen?
are self storage facilities allowed to require you to use their insurance?
I have homeowners insurance and it covers self storage units. However, the storage facility requires me to pay extra to use THEIR insurance. Is that allowed? Other facilities only required me to prove I had some insurance coverage.
Can 1st timer get Homeowners Insurance??
I recently got approved for a 300 thousand dollor loan to buy my first home. After making a few offers followed by a counter offer, I was able to agree on a price that was fair. I just called my Insurance company that my friends dad owns, and some girl that that have working there [...]
Do they appriase my house when we get home owners insurance?
Me and my husband built a house 2 years ago. We didnt use a builder and did it all ourselves so we paid alot less then what the house is actually worth. We are just now looking into homeowners insurance so my question is we dont really know what the house is worth, [...]
switching homeowners insurance companies… do i need to ?
let the mortgage holder know?? it is not escrowed into our mortgage but do i need to notify the bank or anything like that?
Does anyone know a home owner's insurance company that will cover Pit Bulls?
Attempting to buy a home and need homeowners insurance.
Why do so many people not understand the concept of insurance?
Do you really think health insurance companies do nothing besides take you money?
Do you think the same thing about your homeowners insurance?
Do you think the same thing about your car insurance?
It seems like there are a lot of people here that have no understanding of how insurance works. Then they blame the health insurance companies [...]
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My name is Katy and I am Hirby's Financial Guru with 20 years of experience and expertise in financial markets, insurance and tax strategies. I'm inspired by those who pursue their financial goals and I am here to help.
My name is Tom and I am Hirby's Legal expert specializing in Real Estate and Injury Law. I have over 15 years of experience helping people online with legal advice and strategy.