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	<title>Insurance Guide &#187; flood insurance</title>
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		<title>If my house is over 100 years old and has never had a flood, do I have to have flood insurance?</title>
		<link>http://insurance.hirby.com/if-my-house-is-over-100-years-old-and-has-never-had-a-flood-do-i-have-to-have-flood-insurance/</link>
		<comments>http://insurance.hirby.com/if-my-house-is-over-100-years-old-and-has-never-had-a-flood-do-i-have-to-have-flood-insurance/#comments</comments>
		<pubDate>Wed, 15 Sep 2010 16:15:42 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[homeowners insurance]]></category>

		<guid isPermaLink="false">http://insurance.hirby.com/if-my-house-is-over-100-years-old-and-has-never-had-a-flood-do-i-have-to-have-flood-insurance/</guid>
		<description><![CDATA[I thought I heard somewhere that if my house is over 100 years old and has never had a flood, that if it does flood my homeowners insurance is supposed to cover any flood damage. If anyone knows anything about it and has and official source I would greatly appreciate it! Thanks!


Storm damage claim – [...]<p><a href="http://insurance.hirby.com/if-my-house-is-over-100-years-old-and-has-never-had-a-flood-do-i-have-to-have-flood-insurance/">If my house is over 100 years old and has never had a flood, do I have to have flood insurance?</a> courtesy of: <a href="http://insurance.hirby.com">Insurance Guide</a></p>



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<li><a href='http://insurance.hirby.com/if-you-have-a-flood-insurance-policy-do-you-carry-flood-contents-insurance/' rel='bookmark' title='Permanent Link: If you have a flood insurance policy, do you carry flood contents insurance?'>If you have a flood insurance policy, do you carry flood contents insurance?</a></li>
<li><a href='http://insurance.hirby.com/if-you-have-a-flood-insurance-policy-do-you-carry-flood-contents-insurance/' rel='bookmark' title='Permanent Link: If you have a flood insurance policy, do you carry flood contents insurance?'>If you have a flood insurance policy, do you carry flood contents insurance?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://insurance.hirby.com/if-my-house-is-over-100-years-old-and-has-never-had-a-flood-do-i-have-to-have-flood-insurance/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Storm damage claim – Should I file Flood Insurance or Homeowners?</title>
		<link>http://insurance.hirby.com/storm-damage-claim-%e2%80%93-should-i-file-flood-insurance-or-homeowners/</link>
		<comments>http://insurance.hirby.com/storm-damage-claim-%e2%80%93-should-i-file-flood-insurance-or-homeowners/#comments</comments>
		<pubDate>Tue, 14 Sep 2010 13:02:51 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[insurance policy]]></category>

		<guid isPermaLink="false">http://insurance.hirby.com/storm-damage-claim-%e2%80%93-should-i-file-flood-insurance-or-homeowners/</guid>
		<description><![CDATA[We had a limb drop on our shed today during a storm which made a hole in the roof. We have a 00 deductible on our homeowner&#8217;s policy which we haven&#8217;t met and we have a separate flood insurance policy from Uncle Sam. Bottom line: this is our first year in the house and we [...]<p><a href="http://insurance.hirby.com/storm-damage-claim-%e2%80%93-should-i-file-flood-insurance-or-homeowners/">Storm damage claim – Should I file Flood Insurance or Homeowners?</a> courtesy of: <a href="http://insurance.hirby.com">Insurance Guide</a></p>



Related posts:<ol><li><a href='http://insurance.hirby.com/if-you-have-a-flood-insurance-policy-do-you-carry-flood-contents-insurance/' rel='bookmark' title='Permanent Link: If you have a flood insurance policy, do you carry flood contents insurance?'>If you have a flood insurance policy, do you carry flood contents insurance?</a></li>
<li><a href='http://insurance.hirby.com/if-you-have-a-flood-insurance-policy-do-you-carry-flood-contents-insurance/' rel='bookmark' title='Permanent Link: If you have a flood insurance policy, do you carry flood contents insurance?'>If you have a flood insurance policy, do you carry flood contents insurance?</a></li>
<li><a href='http://insurance.hirby.com/how-long-do-you-have-to-file-a-claim-with-your-homeowners-insurance/' rel='bookmark' title='Permanent Link: How long do you have to file a claim with your Homeowners Insurance?'>How long do you have to file a claim with your Homeowners Insurance?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://insurance.hirby.com/storm-damage-claim-%e2%80%93-should-i-file-flood-insurance-or-homeowners/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>First Time Homebuyer: When do I purchase Homeowners/Flood Insurance?</title>
		<link>http://insurance.hirby.com/first-time-homebuyer-when-do-i-purchase-homeownersflood-insurance/</link>
		<comments>http://insurance.hirby.com/first-time-homebuyer-when-do-i-purchase-homeownersflood-insurance/#comments</comments>
		<pubDate>Tue, 14 Sep 2010 08:38:42 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[homeowners]]></category>

		<guid isPermaLink="false">http://insurance.hirby.com/first-time-homebuyer-when-do-i-purchase-homeownersflood-insurance/</guid>
		<description><![CDATA[

If my house is over 100 years old and has never had a flood, do I have to have flood insurance?
Storm damage claim – Should I file Flood Insurance or Homeowners?
I need cheapest homeowners insurance that will cover a dog kennel on the property &#038; flood insurance BBB APPROV
why wasnt flood insurance standard for homeowners [...]<p><a href="http://insurance.hirby.com/first-time-homebuyer-when-do-i-purchase-homeownersflood-insurance/">First Time Homebuyer: When do I purchase Homeowners/Flood Insurance?</a> courtesy of: <a href="http://insurance.hirby.com">Insurance Guide</a></p>



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<li><a href='http://insurance.hirby.com/what-homeowners-insurance-company-would-you-suggest-for-a-first-time-homebuyer-who-should-i-go-to/' rel='bookmark' title='Permanent Link: What homeowners insurance company would you suggest for a first time homebuyer? Who should I go to?'>What homeowners insurance company would you suggest for a first time homebuyer? Who should I go to?</a></li>
<li><a href='http://insurance.hirby.com/how-much-does-homeowners-insurance-cost-in-kissimmee-fl-for-first-time-homebuyer-closing-on-a-brand-new-house/' rel='bookmark' title='Permanent Link: How much does Homeowners Insurance cost in Kissimmee, FL for first-time homebuyer closing on a brand new house?'>How much does Homeowners Insurance cost in Kissimmee, FL for first-time homebuyer closing on a brand new house?</a></li>
</ol>]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>I need cheapest homeowners insurance that will cover a dog kennel on the property &amp; flood insurance BBB APPROV</title>
		<link>http://insurance.hirby.com/i-need-cheapest-homeowners-insurance-that-will-cover-a-dog-kennel-on-the-property-flood-insurance-bbb-approv/</link>
		<comments>http://insurance.hirby.com/i-need-cheapest-homeowners-insurance-that-will-cover-a-dog-kennel-on-the-property-flood-insurance-bbb-approv/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 21:27:12 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[farm bureau]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[insurance co]]></category>

		<guid isPermaLink="false">http://insurance.hirby.com/i-need-cheapest-homeowners-insurance-that-will-cover-a-dog-kennel-on-the-property-flood-insurance-bbb-approv/</guid>
		<description><![CDATA[We carry State Farm on all vehicles but they won&#8217;t insure property with a dog kennel on it.  Also, it would be very nice to have an office in Bartlesville, Ok or Tulsa, Ok.  We currently carry Oklahoma Farm Bureau.
Do you know of a cheaper insurance company in Oklahoma that is approved by [...]<p><a href="http://insurance.hirby.com/i-need-cheapest-homeowners-insurance-that-will-cover-a-dog-kennel-on-the-property-flood-insurance-bbb-approv/">I need cheapest homeowners insurance that will cover a dog kennel on the property &#038; flood insurance BBB APPROV</a> courtesy of: <a href="http://insurance.hirby.com">Insurance Guide</a></p>



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<li><a href='http://insurance.hirby.com/we-just-purchased-a-200k-piece-of-property-my-husband-is-67-yrs-old-we-need-either-mortgage-insurance-or-t/' rel='bookmark' title='Permanent Link: we just purchased a 200K piece of property. My husband is 67 yrs. old &#038; we need either mortgage insurance or t'>we just purchased a 200K piece of property. My husband is 67 yrs. old &#038; we need either mortgage insurance or t</a></li>
</ol>]]></description>
		<wfw:commentRss>http://insurance.hirby.com/i-need-cheapest-homeowners-insurance-that-will-cover-a-dog-kennel-on-the-property-flood-insurance-bbb-approv/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>why wasnt flood insurance standard for homeowners in new orleans?</title>
		<link>http://insurance.hirby.com/why-wasnt-flood-insurance-standard-for-homeowners-in-new-orleans/</link>
		<comments>http://insurance.hirby.com/why-wasnt-flood-insurance-standard-for-homeowners-in-new-orleans/#comments</comments>
		<pubDate>Sun, 08 Aug 2010 21:02:38 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[insurance claims]]></category>

		<guid isPermaLink="false">http://insurance.hirby.com/why-wasnt-flood-insurance-standard-for-homeowners-in-new-orleans/</guid>
		<description><![CDATA[katrina victims just lost their case for insurance claims. seems like the lending institutions would have forced homeowners to have flood insurance on their homeowners policies in new orleans.


If my house is over 100 years old and has never had a flood, do I have to have flood insurance?
Storm damage claim – Should I file [...]<p><a href="http://insurance.hirby.com/why-wasnt-flood-insurance-standard-for-homeowners-in-new-orleans/">why wasnt flood insurance standard for homeowners in new orleans?</a> courtesy of: <a href="http://insurance.hirby.com">Insurance Guide</a></p>



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<li><a href='http://insurance.hirby.com/what-can-i-do-about-my-mortgage-company-adding-and-charging-me-for-homeowners-insurance-when-i-already-have-it/' rel='bookmark' title='Permanent Link: What can i do about my mortgage company adding and charging me for homeowners insurance when i already have it?'>What can i do about my mortgage company adding and charging me for homeowners insurance when i already have it?</a></li>
</ol>]]></description>
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		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>What is the best way to get new homeowners, flood insurance? I had my previous house demolished and a new?</title>
		<link>http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new-2/</link>
		<comments>http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new-2/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 16:02:54 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[homeowners]]></category>

		<guid isPermaLink="false">http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new-2/</guid>
		<description><![CDATA[house built. I never cancelled any of the policies on the previous house. I need new policies for the new house, what is th best way to get new policies? Tell existing agent what I did? Start with new agent? (I have a mortgage) Thanks


If my house is over 100 years old and has never [...]<p><a href="http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new-2/">What is the best way to get new homeowners, flood insurance? I had my previous house demolished and a new?</a> courtesy of: <a href="http://insurance.hirby.com">Insurance Guide</a></p>



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<li><a href='http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new/' rel='bookmark' title='Permanent Link: What is the best way to get new homeowners, flood insurance? I had my previous house demolished and a new?'>What is the best way to get new homeowners, flood insurance? I had my previous house demolished and a new?</a></li>
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</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What is the best way to get new homeowners, flood insurance? I had my previous house demolished and a new?</title>
		<link>http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new-3/</link>
		<comments>http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new-3/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 16:02:54 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[homeowners]]></category>

		<guid isPermaLink="false">http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new-3/</guid>
		<description><![CDATA[house built. I never cancelled any of the policies on the previous house. I need new policies for the new house, what is th best way to get new policies? Tell existing agent what I did? Start with new agent? (I have a mortgage) Thanks


If my house is over 100 years old and has never [...]<p><a href="http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new-3/">What is the best way to get new homeowners, flood insurance? I had my previous house demolished and a new?</a> courtesy of: <a href="http://insurance.hirby.com">Insurance Guide</a></p>



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<li><a href='http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new/' rel='bookmark' title='Permanent Link: What is the best way to get new homeowners, flood insurance? I had my previous house demolished and a new?'>What is the best way to get new homeowners, flood insurance? I had my previous house demolished and a new?</a></li>
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</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What is the best way to get new homeowners, flood insurance? I had my previous house demolished and a new?</title>
		<link>http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new/</link>
		<comments>http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new/#comments</comments>
		<pubDate>Fri, 14 May 2010 08:02:59 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[homeowners]]></category>

		<guid isPermaLink="false">http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new/</guid>
		<description><![CDATA[house built.  I never cancelled any of the policies on the previous house.  I need new policies for the new house, what is th best way to get new policies? Tell existing agent what I did? Start with new agent?  (I have a mortgage) Thanks


If my house is over 100 years old [...]<p><a href="http://insurance.hirby.com/what-is-the-best-way-to-get-new-homeowners-flood-insurance-i-had-my-previous-house-demolished-and-a-new/">What is the best way to get new homeowners, flood insurance? I had my previous house demolished and a new?</a> courtesy of: <a href="http://insurance.hirby.com">Insurance Guide</a></p>



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</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What will happen when I don&#039;t pay my homeowners insurance? I can make payments but the company doesn&#039;t allow i</title>
		<link>http://insurance.hirby.com/what-will-happen-when-i-dont-pay-my-homeowners-insurance-i-can-make-payments-but-the-company-doesnt-allow-i/</link>
		<comments>http://insurance.hirby.com/what-will-happen-when-i-dont-pay-my-homeowners-insurance-i-can-make-payments-but-the-company-doesnt-allow-i/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 20:04:06 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[homeowners insurance]]></category>

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		<description><![CDATA[We had the money saved but due to personal issues we had to use the money for other bills. The insurance is due on the 15th of Oct. We have tried to get a loan but have been turned down. Any help would be appritiated. Thank you.
I live in FL. so insurance is a must [...]<p><a href="http://insurance.hirby.com/what-will-happen-when-i-dont-pay-my-homeowners-insurance-i-can-make-payments-but-the-company-doesnt-allow-i/">What will happen when I don&#39;t pay my homeowners insurance? I can make payments but the company doesn&#39;t allow i</a> courtesy of: <a href="http://insurance.hirby.com">Insurance Guide</a></p>



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		<title>What is the average cost of homeowners insurance in Palm Beach County Florida? Including flood insurance?</title>
		<link>http://insurance.hirby.com/what-is-the-average-cost-of-homeowners-insurance-in-palm-beach-county-florida-including-flood-insurance/</link>
		<comments>http://insurance.hirby.com/what-is-the-average-cost-of-homeowners-insurance-in-palm-beach-county-florida-including-flood-insurance/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 07:03:01 +0000</pubDate>
		<dc:creator>hirby</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[homeowners insurance]]></category>

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		<description><![CDATA[

If my house is over 100 years old and has never had a flood, do I have to have flood insurance?
Storm damage claim – Should I file Flood Insurance or Homeowners?
I need cheapest homeowners insurance that will cover a dog kennel on the property &#038; flood insurance BBB APPROV
What will happen when I don&#39;t pay [...]<p><a href="http://insurance.hirby.com/what-is-the-average-cost-of-homeowners-insurance-in-palm-beach-county-florida-including-flood-insurance/">What is the average cost of homeowners insurance in Palm Beach County Florida? Including flood insurance?</a> courtesy of: <a href="http://insurance.hirby.com">Insurance Guide</a></p>



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