Insurance Guide

Latest Updates: auto insurance policy RSS

• Does the clerk of courts really check auto insurance policy numbers when you submit proof of insurance?

  My friend was ticketed for speeding and driving an unregistered car. On top of that, he didn’t have insurance. The cop didn’t ask for proof of insurance, but in Ohio, you are required to send proof to the Clerk of Courts once you have been ticketed. Do they really run the policy numbers to check and see whether or not the insurance is still valid on your card?

   

• Can you be under your parents' auto insurance policy if you're 25 and over?

  Hi. I just turned 25 and my parents are saying that their friend’s daughter was not allowed to be under her parents’ auto insurance policy once she turned 25. So now they are telling me to get my own auto insurance, which is 00!! So I was wondering if this was true.
  LOL I am not "booted from the nest", & I can afford my own . I was just wondering if this was true or if was just for AAA.

   

• I got into a little fender bender and I am under my parents AAA auto insurance.?

  Got into a little fender bender, and I am under my parents AAA auto insurance policy and I know this is going to raise their rates. If i leave their policy and move to a different auto insurance company will their rates go back down?
  What would happen to my parents rates if I just left their policy? I know Im going to get high rates at other insurance co’s. because Im just coming off an accident.

   

• What are some discounts that many auto insurance companies offer that might help save some money?

  I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?

   

• How do i switch my auto insurance policy before my term is up?

  I currently have Direct Auto insurance, but i would like to switch companies to get a cheaper rate. i never had to cancel my insurance before the term is up, and my term isnt up till november 2010. my question is, how do i do that (if i can), and will i be charged for it?

   

• how do i switch my auto insurance policy before my term is up?

  I currently have Direct Auto insurance, but i would like to switch companies to get a cheaper rate. i never had to cancel my insurance before the term is up, and my term isnt up till november 2010. my question is, how do i do that (if i can), and will i be charged for it?

   

• If my auto insurance policy cancelled, can I just get another one with a different insurance even if i owe $?

  I owe my insurance money,couldnt pay it so they cancelled the policy…can i just go to another agency and get another policy?

   

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• What are the implications for parents (in Ohio) who add a teenage son to their auto insurance policy?

  I have a 16 year old step son who is anxious to learn how to drive. Before I put him behind the wheel and add him to our policy, I want to gather some facts on how doing so will affect our (my husband & my) clean records. Will his low gpa (grade point average) be a reflection on the policy as a whole? How will any violations he has impact our records and credit ratings? My husband and I are planning on building a house in a year or so and would like to know specifically what kind of risks we are assuming – insurance rating, credit rating and otherwise – so that we don’t jeopardize are own hard work because of his negligence! Thanks!

   

• Is there a type of auto insurance that will cover me in any car I drive?

  I have heard of an auto insurance policy that will cover me in any vehicle that I drive, rather than being covered on a specific vehicle. A friend of mine had told me about it, she and her husband are car collectors with over 200 cars, and she told me about this kind of policy that has her covered on all of them, and any other car they drive. Any suggestions??

   

• At fault claims on your auto insurance policy affects Home owners insurance policy premiums?

  If you have a At fault accident claim on your auto insurance policy affects your home insurance policy? and vice versa?

  Do home insurers check your Auto insurance CLUE report as well?
  Or vice versa?

  For long At fault accident affects your premium?

   

• Is it possible to add a friend to an auto insurance policy?

  A friend is flying into town for about a week. Can I add him to my auto insurance policy?
  Just for that one week.?

   

• Do I need to get new auto insurance?

  If I’ve prepaid my auto insurance policy for 6 months, and then move to a state that that company doesn’t service, will my policy still be in effect, or will I need to go with a different carrier?

   

• Do I need to get new auto insurance?

  If I’ve prepaid my auto insurance policy for 6 months, and then move to a state that that company doesn’t service, will my policy still be in effect, or will I need to go with a different carrier?

   

• Can I stay on my parents auto insurance policy if I move out?

  I am covered under my parents’ insurance policy (Ontario), but am planning to move out on my own. I do not own a car but I want to maintain coverage so that I have a good rating when I do decide to get one, and for the rare time I borrow their car. Can I stay on their policy even though I live elsewhere?

   

• What should I be looking for when purchasing an auto insurance policy?

  What do you guys think of "Infinity Insurance Company"?
  I received a really good quote through "800 insurance"
  What do you think John?
  Yeah I live in SF

  Thank you everyone.

   

• What are some discounts that many auto insurance companies offer that might help save some money?

  I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?

   

• What are some discounts that many auto insurance companies offer that might help save some money?

  I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?

   

• How do modifications effect auto insurance?

  I’ve heard that "performance" modifications can void an auto insurance policy. Is this true? If so, what is considered a void worthy mod?

   

• Auto insurance premium higher than what was quoted to me?

  I just received my auto insurance policy in the mail and the premium is almost 0/year more than what the agent quoted me! My husband’s premium for his vehicle was exactly the same as what was quoted. Is this normal and what should I do? I’ve already emailed the agent asking why the huge difference but am still waiting on a response.

   

• car accident with no collision coverage in auto insurance policy?

  i was in an accident today, i hit someone from behind, therefore it is automatically my fault….even though they stopped out of nowhere!

  anyway, i have auto insurance, BUT i don’t have collision coverage….

  what happens?