Latest Updates: auto insurance coverage RSS

  • How can I obtain a copy of someone's Auto Insurance coverage if a person hit my car?

    His Adjuster claims the driver at fault only had ,000.00 Property Damages on his Policy. How do I know if this is true only because it’s by word of mouth from his adjuster. I have more In damages. What can I do to see if this is all he has to avoid taking him to small claim courts for the rest of my Market value of my car.

     

  • Auto Insurance coverage on a crunched door by a driver who drove away?

    If the car door was slammed by a passing car and damaged, crushed a little and bent, difficult to close the door, does cover something like this?
    What kinds of things does over, if the person who did it, drove away?

     

  • Auto Insurance coverage on a crunched door by a driver who drove away?

    If the car door was slammed by a passing car and damaged, crushed a little and bent, difficult to close the door, does cover something like this?
    What kinds of things does over, if the person who did it, drove away?

     

  • How does auto insurance coverage work for a small business?

    I am the only employee of my small business (a C Corp). If I lease a car through the business, rather than personally, how does change? Will coverage be more expensive? What if the car is only used 50% of the time for business and 50% for pleasure? What if my wife is occasionally using the car for non-business purposes?

     

  • WHATS THE CHEAPEST AUTO INSURANCE COMPANY IN SOUTHERN CAL?

    I used to be with wawanesa but the reps tried to rip me off a couple of times, now I’m done with them. Anyone have a suggestion on affordable .
    hey david w. If i had time to grab the yelllow pages, with a 12 hr/day job and 4 kids i might of thought of that. Maybe you should think first before giving such idiotic advise! To the others who contributed, THANK YOU! I have a direction to go in now…

     

  • Obtaining car insurance before looking to buy an auto?

    What’s the best way to coverage before looking to buy a car? In other words, I need some kind of coverage in order to drive a friend’s car/or family car to find a car to buy. Do I call an agent first, or the licensing bureau for a temporary permit of some sort, or what? Thanks

     

  • Obtaining car insurance before looking to buy an auto?

    What’s the best way to get before looking to buy a car? In other words, I need some kind of coverage in order to drive a friend’s car/or family car to find a car to buy. Do I call an first, or the licensing bureau for a temporary permit of some sort, or what? Thanks

     

  • Obtaining car insurance before looking to buy an auto?

    What’s the best way to get auto coverage before looking to buy a car? In other words, I need some kind of coverage in order to drive a friend’s car/or family car to find a car to buy. Do I call an agent first, or the licensing bureau for a temporary permit of some sort, or what? Thanks

     

  • Auto Insurance Coverage – How much coverage should I buy?

    Next week, I’ll be switching to another auto . My previous limits with another company were:

    -minimum MD state 20/40/15 for Bodily Injury, Uninsured Motorist, and property damage
    -PIP 00
    -250/500 for Comprehensive/Collision, had road service, towing, and rental.
    I don’t have many assets. I’m a renter and I live from paycheck to paycheck. I have no accidents, no tickets, and no violations for the last 8 years. I’m a cautious driver. I drive a 2003 Honda Civic.
    The new company is offering me 9/year for the limits 100/300/100 Bodily Injury Liability and matching for Uninsured Motorist + Property Damage, 250/500 for Comp/Coll, road service, towing, and rentals, PIP 2500.
    I’ve seen different answers that say 100/300/100 would be better for those who own a house and have a better income.
    What do you think is a recommended coverage going?

     

  • Auto Insurance coverage — How much Liability and Medical?

    I got a couple of questions about about auto coverage. Namely, what’s the best amount of liability and medical coverage to select. 1) For the liability, I know it’s wise to get the best liability that one can afford to cover your assets. But how about if one also gets umbrella coverage. For example, if one gets an umbrella coverage at a million limit and the liability limit for the auto insuarance is 0,000 or 0,000, does it make sense to select the 0,000 or is it better to select the 0,000 limit since the umbrella coverage would kick in? 2) for medical, is this redundant coverage and not needed because wouldn’t the liability portion also cover medical expenses? Or is it wise to get this, for example, if a passenger is not insured (no health ), so the medical part would help out in that case?

    Thanks.

     

  • How can you find out if a person have auto insurance coverage?

    The policy number on the police report was invalid, how can one find if a person has auto coverage?

     

  • Can you keep an auto insurance policy with different address?

    Is it permissable to continue on the same policy if my husband and I are married, but living seperately? My car is in my name, his in his. Just changed my address in regards to my license and vehicle registration. Policy is written with his address.

     

  • Auto Insurance Companies


    is a legal necessity. You can buy it from companies.

    Read on:

    About Auto

    The State Law requires vehicle owners purchase for their vehicle. Auto provide customers these insurances which cover most of the policies of State Law.

    Today, U.S. alone has hundreds of auto . Most of these companies offer only . Some of them include other types of policies as well.

    It is not easy saying which is good and which isn’t. But, you can find out the ratings of these with independent companies like A.M.Best and Standard and Poor’s.

    Some major :

    · AAA

    · Allstate

    · American Family

    · Farmers

    · Geico

    · Mercury

    · Nationwide

    ·

    · State Farm

    Questions to ask:

    Though ratings help you estimate a company, ratings alone aren’t sufficient. Ask the following questions when comparing for your vehicle:

    · How much will the policy cost?

    · If any discount is offered?

    · How will they handle the claim?

    · How many kinds of are offered?

    · Do they have a cancellation policy?

    · What is their payment policy? How much will you have to pay?

    · What about customer service?

    · Do they have a 24 hour helpline?

    Shopping for

    A little chat with your family, friends, co-workers and neighbors, before you go to shop auto will always be good for you. These peoples may refer you some good companies they know and/or provide you with a list of companies to avoid.

    Assuming you are an experienced shopper and that you are clear on the type of coverage you want. Depending on that you can look for few online auto that suit your needs. Next, get a quote for the coverage you want.

    If you are an inexperienced shopper or you are still confused about the type of coverage you need, you will have to talk to your , he will help you.

    Getting a Quote

    The price of policies varies from a company to company. You must get a quote from at least three or four companies. This way you can compare the prices of each policy and the coverage they offer.

    For the quote, you will be required to fill an application, giving out few personal details, like age, gender, your residential and work address, how much you drive, who drives and the type of vehicle you are looking for, these information will determine the price of your policy. If you have a good driving record and a credit history, you will easily coverage with lower premiums.

    How to save money on ?

    · Keep your driving records clean. Avoid getting tickets and accidents. You will be eligible for safe driving discounts.

    · Don’t forget seatbelts. You can also get seat belt discounts.

    · Some companies offer discount, for affiliations to associations and union. You may ask the company about it.

    · If you insure your home and car under one policy, you can get multi-policy discounts.

     

  • Where i can find cheap auto insurance coverage information?

     
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