Hirby's Experts

My name is Katy and I am Hirby's Financial Guru with 20 years of experience and expertise in financial markets, insurance and tax strategies. I'm inspired by those who pursue their financial goals and I am here to help.

My name is Tom and I am Hirby's Legal expert specializing in Real Estate and Injury Law. I have over 15 years of experience helping people online with legal advice and strategy.

Related Posts

• Isn't all cash value policies are term insurance?  Isn't all cash value policies are term insurance?
• what is the best life insurance to get? whole or term? what’s the difference? what’s “cash value”?  what is the best life insurance to get? whole or term? what’s the difference? what’s “cash value”?
• what is the best life insurance to get? whole or term? what’s the difference? what’s “cash value”?  what is the best life insurance to get? whole or term? what’s the difference? what’s “cash value”?
• What is the difference between whole life and term life insurance policies?  What is the difference between whole life and term life insurance policies?
• Difference between term life insurance and permanent policies?  Difference between term life insurance and permanent policies?
• Are whole life policies a big rip off like I hear on the radio??  Are whole life policies a big rip off like I hear on the radio??
• what’s the difference between life insurance term policies and endowment policies?  what’s the difference between life insurance term policies and endowment policies?
• any advice on purchasing life insurance, what's the difference….?  any advice on purchasing life insurance, what's the difference….?
• What is the difference between term life insurance and cash value life insurance.?  What is the difference between term life insurance and cash value life insurance.?
• Various life insurance policies  Various life insurance policies
• Do I keep old whole life insurance policies? Or cash them in for term?  Do I keep old whole life insurance policies? Or cash them in for term?
• Should I cash out one of my life insurance policies and pay off my debt?  Should I cash out one of my life insurance policies and pay off my debt?
• Should I cash out one of my life insurance policies and pay off my debt?  Should I cash out one of my life insurance policies and pay off my debt?
• what is the difference between life, term, and all the other insurance policies that can be bought monthly?  what is the difference between life, term, and all the other insurance policies that can be bought monthly?
• Term life insurance and Cash value life insurance?  Term life insurance and Cash value life insurance?
• Term life insurance and Cash value life insurance?  Term life insurance and Cash value life insurance?
• what is the difference between whole life and term life insurance policies?  what is the difference between whole life and term life insurance policies?
• If I cash out my universal life insurance policy will I have to pay taxes on the money?  If I cash out my universal life insurance policy will I have to pay taxes on the money?
• Can I own two life insurance policies in the same time?  Can I own two life insurance policies in the same time?
• Can I own two life insurance policies in the same time?  Can I own two life insurance policies in the same time?
• Rates of insurance policies  Rates of insurance policies
• What companies still offer “actual” Mortgage Life Insurance policies?  What companies still offer “actual” Mortgage Life Insurance policies?
• What exactly is term life insurance?  What exactly is term life insurance?
• What percent of term life insurance policies pay out?  What percent of term life insurance policies pay out?
• Term or Whole life insurance which is best for 18 yr old female and what is the difference?  Term or Whole life insurance which is best for 18 yr old female and what is the difference?
• what is the difference between term insurance and whole life and pure endowment and endowment policies?  what is the difference between term insurance and whole life and pure endowment and endowment policies?
• I have heard that there are companies that BUY life insurance policies no longer wanted for cash?  I have heard that there are companies that BUY life insurance policies no longer wanted for cash?
• Paid term life insurance policy conversion to whole life?  Paid term life insurance policy conversion to whole life?
• How much difference does a car alarm/ spoiler sport model make on insurance policies?  How much difference does a car alarm/ spoiler sport model make on insurance policies?
• Is term life or whole life insurance better fro someone who is disabled?  Is term life or whole life insurance better fro someone who is disabled?
• What type of life insurance do you have and why you have it?  What type of life insurance do you have and why you have it?
• what is the difference between term life and whole life and what is better to buy?  what is the difference between term life and whole life and what is better to buy?
• what is the difference between term life and whole life and what is better to buy?  what is the difference between term life and whole life and what is better to buy?
• what is the difference between term life and whole life and what is better to buy?  what is the difference between term life and whole life and what is better to buy?
• Which is better for me? Term or cash value insurance  Which is better for me? Term or cash value insurance