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is my septic tank covered by my allstate delux homeowners insurance?
Most likely not – it typically does NOT cover underground tanks and/or pipes that are outside of the house – which a septic tank typically is. There might be some limited coverage for pollution remediation, if your tank has cracked and leaked sewage onto a neighbor’s property.
Hey Roque,
Please help us understand your question better. Are you asking if the tank itself is covered or if water back-up due to it’s breaking down is covered?
Easy solution to your question, read your policy. Open the page to the table of contents and look for Losses we cover under coverages AA and BB. I just find it really strange how many people never read their policies.
mbrcatz 5:04 am on March 11, 2010 Permalink
Most likely not – it typically does NOT cover underground tanks and/or pipes that are outside of the house – which a septic tank typically is. There might be some limited coverage for pollution remediation, if your tank has cracked and leaked sewage onto a neighbor’s property.
You’ll have to call your agent and ask.
Justin 5:05 am on March 11, 2010 Permalink
Hey Roque,
Please help us understand your question better. Are you asking if the tank itself is covered or if water back-up due to it’s breaking down is covered?
Gambit 5:05 am on March 11, 2010 Permalink
Is the septic tank covered for what exactly?
jlf 5:05 am on March 11, 2010 Permalink
Covered for what? Routine maintenance and cleaning? No way.
Matt 5:05 am on March 11, 2010 Permalink
Easy solution to your question, read your policy. Open the page to the table of contents and look for Losses we cover under coverages AA and BB. I just find it really strange how many people never read their policies.