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Is motorcycle insurance expensive?
is it more expensive than car insurance? I live in New York City (Bronx), I am 22 years old, i have now motorcycle exp. Also for a beginner like me whats a good started bike? I a big dude I 5′8 240 lbs. Thanks
But, using ME as an example, I will tell you that NO it's not expensive for motorcycle insurance. And my car insurance is only $33 per month (for liability).
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... it's kinda a moot point when you're takin' a dirt nap. Gotta have sack if you wanna ride.....The actual cost of insurance is driven by the value of your bike ...
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Henry 1:02 am on May 7, 2010
I recommend you this site where you can get quotes from different companies.
http://yourfinance.co.cc/Insurance.html
kelly_f_1999 1:02 am on May 7, 2010
shouldnt be mine is half of what my car cost
look for a no name place to buy it
dont call any name you have heard of or seen on tv they wil all be highest insurance
i have dairyland under 300 a year
look in phone book under auto or motorcycle insurance call a few places really only way to find the cheaper ones dont look at the big name companies
Kevin 1:02 am on May 7, 2010
both moto and life insurance is pretty high for cycle riders, not meant as a joke, it’s the sad truth, stay safe! i road safe but got hit by a dumbass car, nothing happened but i stopped after cause LA is a horrible for bikers. ninja 250
rockstar77 1:02 am on May 7, 2010
Where I live, motorbike insurance is a hell of a lot cheaper than car insurance. I’m 17 & pay around £600 for full comprehensive, where as my friends are paying around £2,500 on 3rd party only for their cars.
Also try a 250cc to start of on like a Ninja 250R.
xx
jaymcginty 1:02 am on May 7, 2010
Your insurance rates will depend on several issues.
The more expensive the bike…the higher the rate will be. Also, if you include in the policy such items as accessories will drive the rate even higher.
Your age and the age of the bike will figure into the rate.
Your driving record will also go into the calculation.
Where you live and how insurance companies figure the likelyhood of your property getting stolen is a factor as is if you have taken an approved motorcycle safety course. They might even ask you if the bike will be garage kept.
Dimo J 1:02 am on May 7, 2010
I pay, IIRC, $35 a year liability and $45 a year un/under-insured coverage.
For a bike, rather than a 250, at the same size and only 50 pounds heavier, a Suzuki Savage or S40 lightweight 652cc cruiser. It made Progressive Insurance list of least stolen and least crashed which will help on insurance rates. It is also a wicked quick city bike capable of steady 65-75 on the highway with an 85 mph top speed. Leatherlyke makes hard lockable saddlebags for it, although some people mount steel .50 cal. ammo cases as panniers.
charliehorse2@sbcglobal.net 1:02 am on May 7, 2010
ask progressive ins co for a quote — any bike that you feel comfortable on will work for you
$andman 1:02 am on May 7, 2010
I pay $240 a year for full coverage,$500 deductable,on a 1450 cc bike
Lancey 1:02 am on May 7, 2010
Your age will count against you – young men tend to crash bikes a lot more often than older, more experienced riders, so the insurance costs more.
If you’re concerned about the cost of insurance, you might want to consider starting out on a smaller bike (600cc max) until you’ve got a bit more experience – smaller bikes are cheaper to insure.
Also, keeping your motorcycle stored securely in a locked garage will reduce the cost of theft insurance.