vs permanent , one is cheap but is pure , you do not build cash value, the other is more expensive and builds cash value over time. One is betting you will die, the other is betting you will live.

 

  • tiffani 9:06 am on March 14, 2010

    There is no one answer for this question. It all depends on the individuals needs. Most people will have a combination of both permanent insurance and term insurance. The best thing a person can do is consult an insurance professional. Check out this site, if you want to find the cheapest life insurance just in one minute,

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    Here you can get free quotes from different life insurance companies in your area, its the best way to find an afforable life insurance with a reliable company.

    Best Wishes,

  • Blake 9:06 am on March 14, 2010

    The cash values in permanent or whole insurance is pretty small. I’d go term, and inquire about a "return of premium" rider that many insurance companies are offering now. In essence, they give you ALL of your premium money back at the end of the term. At that point, if you still need coverage, you can take that nice chunk of money and buy a paid-up whole life policy.
    Hope this helps!