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	<title>Comments on: If I get insurance free through my work?</title>
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		<title>By: hitechcountryboy</title>
		<link>http://insurance.hirby.com/if-i-get-insurance-free-through-my-work/comment-page-1/#comment-22707</link>
		<dc:creator>hitechcountryboy</dc:creator>
		<pubDate>Thu, 17 Dec 2009 04:02:36 +0000</pubDate>
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		<description>I don&#039;t know the answer to your question :(  I don&#039;t want to guess on it. So all I can recommend is waiting for a reliable answer and also to search insurance company&#039;s and their policy&#039;s. Different insurance carries have different policies. 

Also, if I was you, I wouldn&#039;t ask about the insurance coverage during the interview, or when you get the job, I wouldn&#039;t ask right away. Especially if you are on a probation period. Employers frown on certain questions especially regarding insurance. For an employer insurance is very expensive to provide. They may base their decision on hiring you, on that question.

I hope this helped, I&#039;m sorry I didn&#039;t have the answer.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t know the answer to your question <img src='http://insurance.hirby.com/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' />   I don&#8217;t want to guess on it. So all I can recommend is waiting for a reliable answer and also to search insurance company&#8217;s and their policy&#8217;s. Different insurance carries have different policies. </p>
<p>Also, if I was you, I wouldn&#8217;t ask about the insurance coverage during the interview, or when you get the job, I wouldn&#8217;t ask right away. Especially if you are on a probation period. Employers frown on certain questions especially regarding insurance. For an employer insurance is very expensive to provide. They may base their decision on hiring you, on that question.</p>
<p>I hope this helped, I&#8217;m sorry I didn&#8217;t have the answer.</p>
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		<title>By: Theresa R</title>
		<link>http://insurance.hirby.com/if-i-get-insurance-free-through-my-work/comment-page-1/#comment-22708</link>
		<dc:creator>Theresa R</dc:creator>
		<pubDate>Thu, 17 Dec 2009 04:02:36 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.hirby.com/if-i-get-insurance-free-through-my-work/#comment-22708</guid>
		<description>I don&#039;t know what kind of insurance you have, but my husband&#039;s who is the step-father to my two girls covers them.  His is also free.  We pay nothing for all of us.  He just added us all on after we got married.  He had two older children on the plan prior to us.  Once, they turned 21 or finished college, the ins dropped them.  I have a question for you:  Is this ins free for single coverage, ie: the employee only, and then pay for family coverage?  FInd out for sure if your not 100% sure.  This could get expensive otherwise.  Then you would need to consider who&#039;s plan would be cheaper.  Hope for free family coverage through your to be employer!  I think you can add your step-daughter to your plan as an additional dependent, but you would still need to find out with the policy holder.  Private insurance companies can make their own rules up.  I learned this this hard way a long time ago.  I hope this helped a little.
Oh- my children&#039;s father passed away and this is why they are not covered by him.    Good luck!</description>
		<content:encoded><![CDATA[<p>I don&#8217;t know what kind of insurance you have, but my husband&#8217;s who is the step-father to my two girls covers them.  His is also free.  We pay nothing for all of us.  He just added us all on after we got married.  He had two older children on the plan prior to us.  Once, they turned 21 or finished college, the ins dropped them.  I have a question for you:  Is this ins free for single coverage, ie: the employee only, and then pay for family coverage?  FInd out for sure if your not 100% sure.  This could get expensive otherwise.  Then you would need to consider who&#8217;s plan would be cheaper.  Hope for free family coverage through your to be employer!  I think you can add your step-daughter to your plan as an additional dependent, but you would still need to find out with the policy holder.  Private insurance companies can make their own rules up.  I learned this this hard way a long time ago.  I hope this helped a little.<br />
Oh- my children&#8217;s father passed away and this is why they are not covered by him.    Good luck!</p>
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		<title>By: mom of many</title>
		<link>http://insurance.hirby.com/if-i-get-insurance-free-through-my-work/comment-page-1/#comment-22709</link>
		<dc:creator>mom of many</dc:creator>
		<pubDate>Thu, 17 Dec 2009 04:02:36 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.hirby.com/if-i-get-insurance-free-through-my-work/#comment-22709</guid>
		<description>this question should be put to the place you hope to work at. all insurances are different. some places offer free insurance to their employees and you pay for premiums for your family. Very few if any offer free insurance for the entire family. Except for the military. If your step daughter lives with you then she would be considered your dependent and she would be treated as your bio child for insurance purposes.</description>
		<content:encoded><![CDATA[<p>this question should be put to the place you hope to work at. all insurances are different. some places offer free insurance to their employees and you pay for premiums for your family. Very few if any offer free insurance for the entire family. Except for the military. If your step daughter lives with you then she would be considered your dependent and she would be treated as your bio child for insurance purposes.</p>
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		<title>By: Busy Mommy</title>
		<link>http://insurance.hirby.com/if-i-get-insurance-free-through-my-work/comment-page-1/#comment-22710</link>
		<dc:creator>Busy Mommy</dc:creator>
		<pubDate>Thu, 17 Dec 2009 04:02:36 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.hirby.com/if-i-get-insurance-free-through-my-work/#comment-22710</guid>
		<description>In CA under a blue shield sponsored through my work, I was given the option to add my stepson. Just sign up and see what happens.</description>
		<content:encoded><![CDATA[<p>In CA under a blue shield sponsored through my work, I was given the option to add my stepson. Just sign up and see what happens.</p>
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		<title>By: Texas granny turtle</title>
		<link>http://insurance.hirby.com/if-i-get-insurance-free-through-my-work/comment-page-1/#comment-22706</link>
		<dc:creator>Texas granny turtle</dc:creator>
		<pubDate>Thu, 17 Dec 2009 04:02:34 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.hirby.com/if-i-get-insurance-free-through-my-work/#comment-22706</guid>
		<description>Just  ask Human  resources  for  the  insurance  booklet  of  rules or  policy.  It  is  your  right  to have  time  to  examine  it  and  call the  provider  with  these  questions  if  not  in  booklet.If  no  book  available  ask  for  main  number  to  provider.  When  hired  you  will be  given  lots  info so  they  usually  have  this  packaged  and  ready  to  go. Through  Wal  Mart  my  part  very  reasonable  but  add on  cost  more.  I  think  you  may  need  carry the  child  on  tax to qualfie  but  they  may  have  different  rule.</description>
		<content:encoded><![CDATA[<p>Just  ask Human  resources  for  the  insurance  booklet  of  rules or  policy.  It  is  your  right  to have  time  to  examine  it  and  call the  provider  with  these  questions  if  not  in  booklet.If  no  book  available  ask  for  main  number  to  provider.  When  hired  you  will be  given  lots  info so  they  usually  have  this  packaged  and  ready  to  go. Through  Wal  Mart  my  part  very  reasonable  but  add on  cost  more.  I  think  you  may  need  carry the  child  on  tax to qualfie  but  they  may  have  different  rule.</p>
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