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How old do babies have to be to be covered by life insurance policies?

April 24th, 2010 | | Tags: , , , , , | 4 Comments | |

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Gerber’s life insurance policy says 14 days old. Are there other insurance companies with different ages?

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4 Responses to “How old do babies have to be to be covered by life insurance policies?”

  1. mbrcatz Says:
     April 24th, 2010 at 1:02 pm

    Gerber is the most widely known child life insurance there is. You can’t start the purchase PROCEDURE until the child is born, and you have a birth date. And the actual procedure, normally takes four to eight weeks.

    I don’t know of any insurance company that can get a baby insured sooner.

  2. Insurance Pickle.com Says:
     April 24th, 2010 at 1:02 pm

    That’s pretty standard.

  3. car253 Says:
     April 24th, 2010 at 1:02 pm

    You probly need life insurance more than your child does. Get some life insurance quotes for you and add your child on the same policy as a children’s rider.

    Call around for some quotes. Insurance Agents do not always offer the children’s rider but it is a cheaper way for you to cover the children. Ususally insurance agents want to give you a separate policy for each kid, that way they make the most commission.

    Ask about adding a children’s rider to a life insurance policy for yourself.

  4. Michael Says:
     April 24th, 2010 at 1:02 pm

    lifeinsurance.awardspace.info – try this one. I have their insurance and, as remember, they can provide such a service.

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