Question by Mary: How much should company health insurance be a month? I make $ 8.50 an hour and my health insurance is $ 78.00 every two weeks. Does this seem right ...
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Uge 7:47 am on December 5, 2009
The health insurance rates are not related to your earnings, try this site
http://heinsurance.notlong.com
here you can compare quotes from different companies so you can find the best rates for you.
lucy 7:47 am on December 5, 2009
As a general rule, the amount should be the same for both men/women.
The difference should be for adding spouses/children etc.
How do you know that they are paying less? Does your employer make you pay for a separate policy or is this a group plan that the employer pays?
I have never heard of this amount of difference unless the guys are management and get discounts?
Ashley D 7:47 am on December 5, 2009
I’m not sure for a single person, but I have heard that health care for women is more than men because of the number of visits required. Women are encouraged to visit their doctor for yearly female exams which are more expensive in some states than a "regular" physical, such as one a man might be required to get. Talk with someone in your human resources department. Good luck!
mbrcatz 7:47 am on December 5, 2009
A good, low/no deductible health insurance plan, through an employer, costs the employer on average about $400 per month, per employee. Looks like you’re paying about half that.
Typically, employers can pay their share in different ways – either a flat amount (say, $200 for hourly, $300 for salaried employees), or a percentage, or just about anything else they can think of.
They can classify employees differently, and pay them different benefit rates. Salary, hourly, management, class A, class B, there are quite a variety of possibilities to explain the difference in costs. It could also be that you have dental and vision coverage, or life insurance, and they don’t.
Terry 7:47 am on December 5, 2009
Get some quotes from multiple companies and you may save?