Comments on: How much is homeowners Insurance in Nevada?

By: Your Property Path

Your Property Path — Fri, 13 Nov 2009 18:06:42 +0000

Insurance is a competitive game and pricing varies.
1. There are different types of coverage – so, what are you paying for is the first comparison
2. Then go to a search engine such as the one on my site and have agents bid for your business

By: Bradley S

Bradley S — Fri, 13 Nov 2009 18:06:42 +0000

It’s hard to even ballpark without more details. Also, living in Nevada, you might consider getting a quote for earthquake insurance at the same time. Earthquake insurance is sold as a separate policy or as an endorsement or a rider to traditional homeowner’s insurance policy.

I recommend contacting an insurance broker. A broker works with several companies and can find the best rates and coverage for you. To find a broker in your area, log on to a website like http://www.homeownerswiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you. Good luck!

By: mbrcatz17

mbrcatz17 — Fri, 13 Nov 2009 18:06:41 +0000

Standard deductible meaning, company standard, or what most people buy? What’s the house made of? What’s the claim history on the house and on you? What’s your CREDIT SCORE? Do you have any dogs, trampolines, skateboard ramps? How far are you from a hydrant & fire station?? Do you have any special items that need coverage, such as jewelry or collections? How about special endorsements, such as backup of sewers & drains, building ordinance or law, and replacement cost??

There’s a lot more to a quote than what you listed. You’ll need to get a REAL quote or seven from some local agents.