3 Responses to “how much does it cost to get insurance on a motorcycle?”

1. Doctor Death Says:
   June 2nd, 2010 at 9:01 am

   I’m guessing if it’s anything like here in the UK, then there is no such thing as an ‘average’ price.

   The bike will fall into an insurance group or category for a start, depending on it’s capacity, speed, style (sports, cruiser, etc) and so on.

   This is then weighted by the rider themselves – age, years riding, where you live, where you keep it and so on, and a whole shedload of other things that insurers seemingly put into a big cauldron, stir, and then pull a number out, which will be the price you pay.

   Can’t give you an average because of this.

   Why not try ringing a few insurers for a quote? Speak to them, tell them what motorcycle you want a quote for, and hey presto!

2. JOHN A Says:
   June 2nd, 2010 at 9:01 am

   By google to collect some related information or you may try using answer engines like yahoo answer or yedda.com to get some related ideas.nonetheless,If you prefer some direct resource,here http://www.insuranceidea.info/free-insurance.htm is a good one from my own experience.

3. James Says:
   June 2nd, 2010 at 9:01 am

   These are the factors:
   1: How much insurance do you want? Just liability, or do you also want theft, fire etc. If you have to finance the bike, then you will NEED full coverage. BEFORE you buy a given bike, check with your Insurance company on what they willcharge you.
   2: The bike: Sportbikes cost more (liability) , because insurance companies percieve them as higher-risk. Comprehensive is also more because (a) a tipover in your driveway can cost thousands in bodywork to return to cosmetically perfect;(b) theft is common, because of the need for expensive replacement parts (again, often bodywork).
   3: The rider: Under-25 males are seen as especially risky. Also, new riders are over-represented in crash and claim statistics. The first year is especially expensive. Take a Canada Safety Coucil-approved course, and this will often dramatically lower your insurance with some insurance companies for your first year of riding.

   Take up riding as a HOBBY! It is NOT a cheaper alternative for commuting. Insurance and maintenance costs are higher than you may think. Obviously, on two wheels rather than four, a properly maintained vehicle is even more important than in the case of a car. I’ve been sportriding since 1975: Every ride is still the thrill it was back then. Enjoy!

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