I am currently a 24 year old male and I think my car insurance company is not giving me the best deal. Who do you get insurance from, how much do you pay and if you do not mind me asking, how old are you and what car you drive. Also what factors determine how much my insurance payments will be?
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April 7th, 2010 at 1:01 pm
I doubt you’ll find anyone with exactly your situation. The best way to compare rates is simply to get online and request quotes from companies such as esurance.com, insurance.com, geico.com, progressive.com, allstate.com and others.
The factors that determine what your premiums will be:
- Your age and sex
- Your marital status
- Your driving record
- Your prior claims (against any insurance company)
- Your credit score
- Where you live and drive
- How far you drive each day
- Your car make and model
- The safety equipment on your car
- The deductible amount you select
- The coverage limits you select
- Who, besides you, will be driving your car
Here’s an article with more details:
http://www.leaseguide.com/Articles/autoinsurance101.htm
.
April 7th, 2010 at 1:01 pm
I am also a 24 year old Male. I have insurance with State Farm. I have full coverage with a $500 deductible on a 2003 Ford F-150 V-6. I am paying $180/month. The factors that determine how much your insurance will be is how many claims you have filed in the past, how many traffic violations you have, and if any, how severe they are. I have been fortunate to have never filed a claim before, and have one 15mph-over speeding violation. Hope that helps!
April 7th, 2010 at 1:01 pm
hi check this link its good
http://insuranceadviceforyou.blogspot.com/
.
April 7th, 2010 at 1:01 pm
Car insurance premium can be determine on different factors, try to check it out on the net and visit this site http://www.nightbirdssolutions.com and look for company that offering less car insurance premium.
April 7th, 2010 at 1:01 pm
You might be able to save some money by trying one of the dozens of insurance rate quote services online. A good place to look for different options is on http://www.insurancepagesonline.com/ , which is the insurance sites directory. Check the car insurance page. Good luck!
April 7th, 2010 at 1:01 pm
Insurance payment depend on a whole list of factors including your credit score, age, health, past history…etc
Visit http://www.cheap-credit-cards.org/insurance/automobile-insurance.php for more information on how to reduce your premiums (An example is increasing your deductibles.) and also for a list of providers in your state.
April 7th, 2010 at 1:01 pm
Car insurance does NOT have to cost a arm and a leg. The reason why people pay more than they should is that they don’t take a few minutes and simply ask more than one insurer about their rates. Getting more than one quote WILL save you money.
At the very least, if you get two quotes, you can either compare and take the cheaper one, or tell the other to match or beat it. Think about it. Not getting multiple quotes is just a bad move, and you’re telling the insurance agents to rip you off. You compare when you go to the store, why not compare when you’re spending hundreds, maybe thousands a year on car insurance?
Another thing: Get ONLINE car insurance quotes. They only take minutes to do, you don’t have to talk to anyone online, and you’ll get better rates because you’re dealing directly with the company, not their insurance agents. You’re practically guaranteed to save, because you won’t be paying that agent fee.
You’ll find more info on car insurance, and some places to get some pretty good online rates here:
http://www.axalda.info/car-insurance.html