Comments on: How long is a speeding ticket held against you for auto insurance purposes?

By: Mr. Sanchez 44

Mr. Sanchez 44 — Mon, 09 Nov 2009 06:46:04 +0000

I don’t know if this applies where you live, but in Michigan, points on our licenses are there for two years. After that, there is no record.

By: jhansunion

jhansunion — Mon, 09 Nov 2009 06:46:04 +0000

generally in most states tickets are held on license and insurance for 3 years. After 3 years and no other infractions they drop off.

By: JuneB

JuneB — Mon, 09 Nov 2009 06:46:04 +0000

No doubt the easiest way to get insurance quotes is on the web.
Why would you waste your time on the phone calling around?
the last time i needed quotes on insurance i used one of these comparison sites and it was great.
this is the site i used and it was quick like less than 5 mins.
The last thing I want to do is listen to elevator music while waiting for a salesman.
Anyway I got good quotes and ended up saving money so I was happy.
So shop around and compare quotes which is easy on the net.
Good starting point is at this site.

http://www.knowledged.info/go.php?link=insurance

Good luck.

By: fisherwoman

fisherwoman — Mon, 09 Nov 2009 06:46:04 +0000

Most states allow insurance companies to see three years back on your license. If there are alcohol related offenses, that extends to ten yrs back. Employers get to see five yrs back.

By: ucantcme

ucantcme — Mon, 09 Nov 2009 06:46:04 +0000

WHY DON’T YOU JUST CALL YOUR LOCAL DMV OFFICE, THEY WILL BE ABLE TO ANSWER ANY AND ALL OF YOUR QUESTIONS AND AT THE SAME TIME YOU WILL BE GETTING THE CORRECT ANSWER TO YOUR QUESTION.

By: shelcom

shelcom — Mon, 09 Nov 2009 06:46:03 +0000

No. Insurance companies usually go back 3 years for violations. However, be sure to disclose it on the application if they ask…they’ll find it anyway.