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How do I help families not see life insurance as a bill but rather protection for their family? I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is; can any life insurance agent please share with me how they get around to making sales in the life insurance industry? Thank you.
ana 2:01 am on November 8, 2009 Permalink
I explain the role/definition of Insurance: protection from unexpected loss.
Insurance takes the risk of a large medical expense, and turns it into predictable monthly payments. I hate it, but the best way is to provide some examples, or hypothetical situations.
I’ve found that the biggest road block is: "I’m pretty healthy now so I’ll get some in the future. Like, when I have some more money."
So frustrating! They have to be told that if they or a family member develops some illness, there’s most-often a 12-month preexisting condition exclusion, so they’re going to have to pay, out of pocket, for any and all relating treatment.
Insurance might seem expensive, but it’s only because health providers, doctors, and hospitals alike are buying new million dollar CAT Scan machines and ect every other week. When they get sick, the best treatments are going to cost a lot.
Going out into the world without insurance is like betting on black in roulette. Try this site
http://free-best-life-insures-comparator-usa.blogspot.com/
Here you can get quotes from different life insurance companies in your area, its the best way to find an affordable life insurance with a reliable company.
Annie 2:01 am on November 8, 2009 Permalink
Talk to people about how their children will be taken care of in case of their sudden death. Most people will do anything for the kids. Oh, and I have a life insurance policy already.
Powerf 2:01 am on November 8, 2009 Permalink
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