i think that we need universal health care because they use tax money to pay for the patients health care.but even if that dose raise taxes it would be worth it.instead of people being kicked out of hospitals when their sick and people with deadly sicknesses being denied health care.also the health company is just a business.they don’t care about the sick and they just want the money.

 

  • ladysunshineau 9:08 am on June 2, 2010

    I totally agree with you that is crazy it really makes you wonder if health insurance is worth haveing there are so many twists and turns so you don’t get your money

  • anissia 9:08 am on June 2, 2010

    because some of them aren’t .

  • Nemesis 9:08 am on June 2, 2010

    Last person interested in defending today’s insurers, but some brain tumors ARE non life-threatening. A tumor is NOT necessarily cancerous, nor will it proceed to grow to such an extent that it’s a major problem.
    UHC doesn’t do what you’ve been told it does either.
    Canadian doc who studies world health care:
    "…Another sign of transformation: Canadian doctors, long silent on the health-care system’s problems, are starting to speak up. Last August, they voted Brian Day president of their national association. A former socialist who counts Fidel Castro as a personal acquaintance, Day has nevertheless become perhaps the most vocal critic of Canadian public health care, having opened his own private surgery center as a remedy for long waiting lists and then challenged the government to shut him down. “This is a country in which dogs can get a hip replacement in under a week,” he fumed to the New York Times, “and in which humans can wait two to three years.”

    And now even Canadian governments are looking to the private sector to shrink the waiting lists. Day’s clinic, for instance, handles workers’-compensation cases for employees of both public and private corporations. In British Columbia, private clinics perform roughly 80 percent of government-funded diagnostic testing. In Ontario, where fealty to socialized medicine has always been strong, the government recently hired a private firm to staff a rural hospital’s emergency room.

    This privatizing trend is reaching Europe, too. Britain’s government-run health care dates back to the 1940s. Yet the Labour Party—which originally created the National Health Service and used to bristle at the suggestion of private medicine, dismissing it as “Americanization”—now openly favors privatization. Sir William Wells, a senior British health official, recently said: “The big trouble with a state monopoly is that it builds in massive inefficiencies and inward-looking culture.” Last year, the private sector provided about 5 percent of Britain’s nonemergency procedures; Labour aims to triple that percentage by 2008. The Labour government also works to voucherize certain surgeries, offering patients a choice of four providers, at least one private. And in a recent move, the government will contract out some primary care services, perhaps to American firms such as UnitedHealth Group and Kaiser Permanente.

    Sweden’s government, after the completion of the latest round of privatizations, will be contracting out some 80 percent of Stockholm’s primary care and 40 percent of its total health services, including one of the city’s largest hospitals. Since the fall of Communism, Slovakia has looked to liberalize its state-run system, introducing co-payments and privatizations. And modest market reforms have begun in Germany: increasing co-pays, enhancing insurance competition, and turning state enterprises over to the private sector (within a decade, only a minority of German hospitals will remain under state control). It’s important to note that change in these countries is slow and gradual—market reforms remain controversial. But if the United States was once the exception for viewing a vibrant private sector in health care as essential, it is so no longer."
    http://www.city-journal.org/html/17_3_canadian_healthcare.html

    The NHS, the oldest system, is in Britain:
    "Staff are being laid off, and deficits are at an all time high (£1.07bn for 2005-2006)” (Hazel Blears, Labour Party Chair and Minister Without Portfolio, labourachievements.blogspot.com/2006/08/23-investment-in-nhs.html).
    In the National Review Online article, Coburn & Herzlinger state “more than 20,000 Brits would not have died from cancer in the U.S.” Just recently Alex Smallwood of the BMA (British Medical Association) was quoted in the Scotsman as saying: “’Rationing is reduction in choice. Rationing has become a necessary evil. We need to formalise rationing to prevent an unregulated, widening, postcode-lottery of care. Government no longer has a choice.’” (Moss, “NHS rationing is ‘necessary evil,’ says doctors,” 26 June 2007).

    The much lauded French system raises some questions as well. From their Embassy site (ambafrance-us.org) they state that 96 percent of the population receives free or 100 percent reimbursed health care. They state the system is part of their Social Security and is funded from worker’s salaries (60 percent), “indirect taxes on alcohol and tobacco and by direct contribution paid by all revenue proportional to income, including retirement pensions and capital revenues.” They state that it appears that health insurance pays less to its doctors in France than in other European countries, but that 80 percent of the public have supplemental health insurance, typically from their employers. If they’re providing so well for the needs of the public, why is there a need for “supplemental” health insurance for the majority of the public and what about the additional cost that imposes? The site states that the poorest have free universal health care, funded by taxes. Long-term illness sufferers are to be reimbursed for their treatments. They do have private clinics, as well as public hospitals, and not-for-profit healthcare. In fact, “private medical care in France is particularly active in treating more than 50% of surgeries and more than 60% of cancer cases.”

    Private insurance, which the OECD (Organisation for Economic Co-operation and Development) site said in a 2004 report, was held by 92 percent of the French, helps to cover both vision and dental care which are not well covered under the government system. “The public system is facing chronic deficits and recent cost containment policies have not proved very successful.” The government is interested in having more of the tab picked up by private insurance (Buchmueller & Couffinhall, “Private Health Insurance in France,” 2004, oecd.org).

    Japan doesn’t fare any better:
    "According to Japanese legislator Takashi Yamamoto, who was just diagnosed with cancer, "abandoned cancer refugees are roaming the Japanese archipelago." Patients are told they¹ll never get better, even when treatments exist, and many are not even informed of their diagnoses. Cancer mortality rates in Japan have been steadily climbing and are now more than 250 per 100,000, while U.S. rates are now around 180 per 100,000. (Glueck, “Far East illustrates the limitations and dangers of universal health care,” 26 January 2007, jewishworldreview.com)

    Etc.

  • ROGER J 9:08 am on June 2, 2010

    Probably best to have a rest.looks like you can get some ideas here.http://health-insurance.expert-tip.info/oklahoma-cheap-health-insurance.html

    • People are reading:

    WHat do inshurance compines consider life threatning, will an insurance company insure a person with a brain tumor