How Can I Get Cheap Auto Insurance?

im 18 i just got my lisence
i have a 93 ford ranger that my dad can put in my name.
my parents are seperated. my mom has excellent driving record and good policy.
if i get on her policy. can i drive the truck if its in my name ?
im not sure im just trying to get auto insurance. and i have no one to help ![]()

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April 16th, 2010 at 5:00 pm
A few things
Put the truck in your mom’s name with her as the principle driver…..it is just a second car for her.
Basically that means you do not get insurance in your name …..but the vehicle is insured.
There is nothing you can do ……{short of getting three years older …age 21} that will help you get inexpensive in your name. Insurance companies operate by statistics, and because of your age, you are classified as a high risk.
If you get insurance in your name, other than being accident & ticket free …..maintaining a 3.0 grade average will help with your rates.