Comments on: Health Insurance?

By: Mamma D

Mamma D — Sat, 13 Feb 2010 12:02:06 +0000

No, When you go to your first OBGYN exam and they determine that you are pregnant your insurance will know/be notified… as long as you are an existing policy holder you shouldn’t have to do anything at all!!

By: KVYSMom

KVYSMom — Sat, 13 Feb 2010 12:02:06 +0000

No, congrats!!
You may want to call to see if your plan requires a referral from your primary physician to see the OBGYN, but most don’t for pregnancy.

By: Catherine L

Catherine L — Sat, 13 Feb 2010 12:02:06 +0000

No, your OB will file the claim appropriately. You may want to call them and find out what you will need to pay. For example, my maternity copay is $1500. That covers the hospital stay, delivery, and all of the prenatal dr visits.

By: Baby On Board

Baby On Board — Sat, 13 Feb 2010 12:02:06 +0000

Just make sure that your insurance covers pregnancy. I had full medical coverage, and come to find out they did not cover anything that had to do with pregnancy, and they considered it a "pre existing" condition so they basically denied me. I had to cancel my insurance and go with Medi-Cal through the state of California. So just make sure, you dont want to be caught with thousands in bills. Good Luck

By: lil-bo-peep

lil-bo-peep — Sat, 13 Feb 2010 12:02:06 +0000

I do not think you have to let them know, they will find out when you go to the dr and the drs bill them.

By: #2 coming July 18th

#2 coming July 18th — Sat, 13 Feb 2010 12:02:06 +0000

no you dont….going to your dr appts will inform them. congrats!!

By: angelbaby

angelbaby — Sat, 13 Feb 2010 12:02:06 +0000

You don’t need to formally inform them. I also had IH when I was pregnant, it was great. The only thing I had to pay for were my vitamins ($10 a month) and a copay on my two sonograms. The only time I had to contact them (actually I went through my employer) was to add my daughter to my insurance after she was born.

By: BlueBlue

BlueBlue — Sat, 13 Feb 2010 12:02:06 +0000

You don’t need to inform them. Just go to your appointments and they will know eventually. Don’t worry.

By: Mommy of 2 and expecting a 3rd!

Mommy of 2 and expecting a 3rd! — Sat, 13 Feb 2010 12:02:06 +0000

I would call them and let them know, and that way you know for sure what they will cover and if you will need to pay a copay at your first visit and how much that copay will be. Its always good to make sure you have everything taken care of before you go that way you know you wont have any problems. Congrats!! and Good Luck!

By: Tina

Tina — Sat, 13 Feb 2010 12:02:04 +0000

I was not required to call my insurance company . . . but I did . . and I actually recommend that you call! I have BC/BS in Massachuessetts. They were great about getting me all of the information on what was covered, what required co-pays and how much everything would be for me.

They also have a program called "Healthy Living Babies" which was free to enroll in . . . they mailed me information from local maternity stores, daycares, parenting classes, a pregnancy book, vacination information and more. They also will reimburse up to $90 for childbirth / parenting classes for your first child and $45 for the second. I would not have know about this if I did not call.

I believe in being prepared – so I would recommend that you call and get all of the information.

Good luck & best wishes for a happy and healthy pregnancy.