live in ma
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health insurance?
i love in ma and its a law that you need to have health insurance,i dont have it,so what are they goin to do?
live in ma
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unimatrix_42 9:02 am on February 12, 2010
http://www.npr.org/templates/story/story.php?storyId=5323506
it isnt so much that they are going to do something to you… its a law they made to make it where (hopefully) everyone can have health insurance … making employers offer it, paying part of the premiums so more people can afford it if they dont make enough money ect… its not like they are going to arrest you for not having it or anything…
Individuals
As of July 1, 2007, all individuals must have coverage.
– Those below 300 percent of the federal poverty level (about $38,500 for a family of three), but not eligible for Medicaid, will have their private insurance plans subsidized at a sliding-scale rate.
– Children whose families earn below 300 percent of the federal poverty level (FPL) will be given free coverage through Medicaid.
– Individuals with incomes below the FPL ($9,600) will have premiums waived on private insurance. (Currently most childless adults are not eligible for coverage under the state’s Medicaid plan.)
– Those who can afford insurance will be increasingly penalized for not buying coverage. In the first year, they’ll lose their state personal income tax exemption.
– Family coverage will be extended to cover young adults up to the age of 25.
– Allows the use of "health savings accounts" with cheaper high-deductible "catastrophic" coverage plans. HSAs allow consumers to invest money and withdraw it "tax free" to cover health-care costs.
Businesses
All employers who have more than 10 employees must contribute to employee health-care costs.
– Employers who don’t provide insurance will pay an annual fee of $295 per full-time employee.
– Encourages private insurers to offer more low-cost options.
– Creates a "health insurance connector" to help individuals and businesses find affordable private coverage. — Vikki Valentine
Laura L 9:03 am on February 12, 2010
From the website: http://www.mass.gov/Qhic/docs/May2007_FAQ.doc
I am eligible for Commonwealth Care but have not signed up yet. I heard that if I do not have health insurance this year I may have to pay some kind of penalty. Is this true?
Beginning July 1, 2007, a new Massachusetts law says that residents over age 18 must have health insurance. With few exceptions, adults must be able to show that they have health insurance by Dec. 31, 2007. Those who cannot will lose the tax benefit of their personal exemption on their 2007 Massachusetts income tax return, worth $219 for an individual. Penalties will increase for 2008. More information can be found at http://www.mahealthconnector.org
Jared Balis
http://www.utahinsurance.org
http://www.healthinsuranceinutah.com
Grant M 9:03 am on February 12, 2010
They will not do anything unless you are caught like getting a new job or something like that. Look at all the people i9n your state that don’t have car insurance and it the law too… Is there some reason you can’t afford the insurance? Its really something you need and should budget your money to get some….. Good luck… Grant M from Pennsylvania