Gerber Life Insurance is a subsidiary of Gerber products (well known suppliers of baby food) and was started in 1967. Since then it has successfully provided life insurance to all kinds of families at an affordable rate.
About Gerber Life Insurance
Gerber Life Insurance offers protection to individuals as well as families. They are licensed sellers of life insurance policies in United States, Canada and Puerto Rico.
Staying true to their motto, “We’re with you every step of the way” they have policies for almost people of all age group. They offer policies for:
· 14 days old infant to children up to the age of 12 years
· Teenagers between the ages of 13-17
· Adults 18 years and above
· Seniors
Gerber Life Insurance Products
Eligible individuals have plenty of life insurance options to choose from. The rates depend on the type of coverage, the age and medical condition, and also on the location of the insured.
Regardless of your policy, the company will never cancel your coverage as long as you have been paying your premiums regularly. For those who have bought cash value products, they can withdraw cash at any time.
The following are the life insurance products offered by Gerber Life Insurance:
The Grow-Up Plan
This whole life insurance policy is meant for children ranging between the ages of 14 days to 12 years. The policy accumulates cash value. The policy can be purchased by parents, grandparents or guardians and can retain ownership till the child turns the age of 21, at which time the ownership is transferred. On transferring the ownership the cash value doubles. Coverage ranges from $5000 to $ 30,000.
Young Adult Whole Life Insurance
Policies for young adults between the ages of 13 and 17 are also available as whole life policy. These policies can be bought by parents, grandparents or guardians and the ownership transferred when the teen turns 21. Coverage for healthy young adults is available in the range of $5,000 to $ 15,000.
Adults Plan
For those who are 18 years and above there are many different plans to choose from. The coverage and the prices of these plans also vary accordingly. Insurance plans for adults include:
· Accident Protection
· Term Life Insurance
· Permanent Life Insurance
· Guaranteed Life Insurance (for seniors)
Regardless of the plan you choose, your premium will never increase. However, in few cases you can waive the qualifying exam. Over the years, your policy builds up cash value.
How to get a policy from Gerber Life Insurance
Visit Gerber Life Online, you can learn more about Gerber Life Insurance and also apply for Gerber Insurance. Or call 1-800-704-2180 toll free.
Filling application is simple and easy. Just fill in the details and Gerber Website will reply you as soon as possible.
Their website will also enable you to check out your policy before the first premium is due. If in case for some reason you would like to cancel your policy, you will be able to do without any cost.