Comments on: Different Car insurance rates for different cars? http://insurance.hirby.com/different-car-insurance-rates-for-different-cars/ Tue, 07 Feb 2012 02:09:13 -0800 http://wordpress.org/?v=2.8.5.2 hourly 1 By: calipink22 http://insurance.hirby.com/different-car-insurance-rates-for-different-cars/comment-page-1/#comment-10745 calipink22 Fri, 16 Oct 2009 00:58:07 +0000 http://insurance.hirby.com/different-car-insurance-rates-for-different-cars/#comment-10745 Your insurance company can give you a quote without the VIN. Just let them know you're just "thinking" about getting another vehicle and you would like to know what the insurance will cost you. An Eclipse and a Cougar aren't really looked upon as a "sports car" however the premium is higher because they are a small car. If anything happens in an accident it'll most likely be totalled. Also, if you still want the quotes online, go onto autotrader.com and look for a Eclipse/Cougar and get a VIN number off the site. It'll atleast give you a quote Your insurance company can give you a quote without the VIN. Just let them know you’re just "thinking" about getting another vehicle and you would like to know what the insurance will cost you. An Eclipse and a Cougar aren’t really looked upon as a "sports car" however the premium is higher because they are a small car. If anything happens in an accident it’ll most likely be totalled. Also, if you still want the quotes online, go onto autotrader.com and look for a Eclipse/Cougar and get a VIN number off the site. It’ll atleast give you a quote

]]> By: Insuranceman http://insurance.hirby.com/different-car-insurance-rates-for-different-cars/comment-page-1/#comment-10746 Insuranceman Fri, 16 Oct 2009 00:58:07 +0000 http://insurance.hirby.com/different-car-insurance-rates-for-different-cars/#comment-10746 There is no ONE insurance company that is right for everyone - everyone is rated individually - and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate - and a QUOTE is ONLY a quote until the policy is issued. Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement. The best thing to do is call a LOCAL independent agent or broker. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies. An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can. In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators! Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem! Good luck, drive RESPONSIBLY and I hope this helps! There is no ONE insurance company that is right for everyone – everyone is rated individually – and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate – and a QUOTE is ONLY a quote until the policy is issued.

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent or broker. Don’t go across town, or to some other city – look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I’m sure that when you do, you will find some impersonal computer user with a script to work from and you won’t be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!

]]> By: chris s http://insurance.hirby.com/different-car-insurance-rates-for-different-cars/comment-page-1/#comment-10747 chris s Fri, 16 Oct 2009 00:58:07 +0000 http://insurance.hirby.com/different-car-insurance-rates-for-different-cars/#comment-10747 call your insurance company, they will give you a qoute that is pretty much around the amount yuor gonna pay. but, being a 19y/o expect about the $100-$200 monthly. call your insurance company, they will give you a qoute that is pretty much around the amount yuor gonna pay. but, being a 19y/o expect about the $100-$200 monthly.

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