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Could someone recommend some very good life insurance companies?

June 18th, 2010 | | Tags: , , , , | 2 Comments | |

financewords

I want to get dependable life insurance at affordable rates.

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2 Responses to “Could someone recommend some very good life insurance companies?”

  1. Insurance Pickle.com Says:
     June 18th, 2010 at 1:02 pm

    Call an insurance broker. A good broker will have tools on their web site that allows you to get quotes from ~150 different carriers before even having to talk to them. That way you can get pricing so that you’re not just taking their word for it or that they’re not trying to sell you some second rate company.

  2. YKK Says:
     June 18th, 2010 at 1:02 pm

    I think you should look at mutual life companies like Metlife or NY Mutual because when you buy their insurance, you essentially own a portion of the company. In other words, you become a stockholder when you purchase life insurance. Therefore, as you pay your premium to the company, you get back the time value of money that’s lost because you could have used that money to put into a bond or other securities. I’m sure an insurance broker can explain more of this to you.

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