exactly on an average, with no tickets and a first time driver, how much cheaper is motorcycle .

 

  • Chris R 5:03 pm on April 15, 2010

    that depends on a lot of factors, including, but not limited to:

    - your age, and in some cases, riding experience (Geico asked me. Progressive didn’t)
    - the size/style of bike (a 600cc sportbike is more expensive to insure than a 1200cc cruiser)
    - the cost of the bike
    - how much coverage are you planning to carry?
    - area of the country (In OH, i get 6-7 months of riding in a year. In AZ or FL, they get more riding time, so they pay more. theft rates in FL are also insane, so that drives up their premiums as well)

    If you purchase only the minimum required coverage (liability), I’m sure you could find quotes for under $100 a year.

    But realistically, you want injury coverage. Personally, I have a lot of un-insured/under-insured motorist coverage so my injuries are covered if some idiot hits me. I don’t carry ANY coverage on my bike, because it’s simply not worth very much.

    get a quote through one of the major insurance company web sites and see for yourself.

  • Psycho Skinny 5:03 pm on April 15, 2010

    I got three different quotes: one from Geico and two from Progressive for my 2004 GSX-R600 located in Arizona.

    The one from Geico was for about $2700/year. That was full coverage, which would be required for most bikes that are financed. Progressive was about $3000/year for the same coverage.

    I opted for basic liability because it works for me and my needs. My yearly payment is $193.