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Can US Life Insurance cover Foreign National?

October 28th, 2009 | | Tags: , , , | 4 Comments | |

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I am a foreign national living in the US. If I buy Life/Term insurance in the US, am I going to be covered if something happen in or outside the US?

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4 Responses to “Can US Life Insurance cover Foreign National?”

  1. jezzzu v Says:
     October 28th, 2009 at 9:06 pm

    lifeinsurance.awardspace.info – try this one. I have their insurance and, as remember, they can provide such a service.

  2. mbrcatz Says:
     October 28th, 2009 at 9:06 pm

    As long as you’re honest on the application, it should.

  3. aaron p Says:
     October 28th, 2009 at 9:06 pm

    You need to work with an insurance broker who is used to dealing with these issues. Foreign travel and foreign citizenship are specialized life insurance risks. It will depend on your citizenship, how often and how long you visit, what type of visa you have here, etc.

    If you are approved without excluding certain territories, it will cover you regardless of where you are.

  4. Michael M Says:
     October 28th, 2009 at 9:06 pm

    If you get a policy it doesn’t matter where you die. They will pay.

    It will pay as long as you are honest on the application. There will be questions about your citizenship, work and travel. If you die within 2 years and you try to hide anything from them then you risk not having your benefit paid.

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